114 W 7th St, Gridley, IL 61744 Property Records

McLean County property record for 114 W 7th St, Gridley, IL 61744

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,317 sqft · built 1960
Lot Size	0.43 acres (18,730 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Jul 2019)
Tax Bill	$4,816 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-04-179-009`

Property Details

APN / Parcel Number

Primary APN	`02-04-179-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,730 sqft (0.43 acres)
Garage Type	Detached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	114 W 7TH ST
City	GRIDLEY
State	IL
Zip	61744-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COYLES ADD W 10 LOT 6 & ALL LOT 7
Legal Range	03E
Legal Township	26N
Legal Section	04
Legal Subdivision	COYLES ADD
Legal Lot Number	6,7
Jurisdiction	MCLEAN IL
Township / Civil Division	GRIDLEY
Census Block Group	3
Census Block	3022
Census Tract	5102

Owner

114 W 7th St is owned and occupied by an individual who bought it in July 2019.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	114 W 7TH ST, GRIDLEY, IL 61744-9541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit CEFCU
Jul 19, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Jul 14, 2005 · Amount on File
Deed Document Number	201911155
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	114 W 7TH ST, GRIDLEY, IL 61744-9541
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015232
Date	Aug 26, 2022
Instrument	2022-00015232

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 19, 2019
Property Address	114 W 7TH ST, GRIDLEY, IL 61744-9541
Document Number	201900011155
Instrument Date	Jul 12, 2019
Instrument	2019-00011155
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 W 7TH ST, GRIDLEY, IL 61744-9541

Mortgage

Document Number	201900011156
Date	Jul 19, 2019
Instrument	2019-00011156

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Gridley Township
Municipality	Gridley Village
Unified School District	El Paso-Gridley Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,646 Land $5,954 Building $57,692	$190,938 Land $17,862 Building $173,076
2024	$4,816.00 (+21.89%)
2023	$3,951.00	$53,529 Land $5,007 Building $48,522	$160,587 Land $15,021 Building $145,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 W 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIDLEY serves 1,411 people · EPA ID IL1130600
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gridley Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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