114 W 3rd St, Flora, IL 62839 Property Records

Clay County property record for 114 W 3rd St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,262 sqft · built 1956
Lot Size	0.165 acres (7,211 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2023)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-25-302-009`

Property Details

APN / Parcel Number

Primary APN	`10-25-302-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,262 sqft Living Area
Attic	Attic
Attic Area	1,262 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,211 sqft (0.165 acres)
Garage Area	720 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	114 W 3RD ST
City	FLORA
State	IL
Zip	62839-1501
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	ORIGINAL TOWN BLOCK 5 LOT 9
Legal Subdivision	ORIGINAL TOWN OF FLORA
Legal Block	5
Legal Lot Number	9
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3079
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 W 3RD ST, FLORA, IL 62839-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	2023208602
Record Updated	Oct 29, 2026

December 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CLAY IL
Recording Date	Dec 21, 2023
Property Address	114 W 3RD ST, FLORA, IL 62839-1501
Document Number	0000208602
Instrument Date	Dec 14, 2023
Instrument	208602
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 W 3RD ST, FLORA, IL 62839-1501

Mortgage

Document Number	0000208603
Date	Dec 21, 2023
Instrument	208603

Lender

Name	FIRST COMMUNITY BANK XENIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 21, 2024

Interest

Rate Type	Fixed Rate
Rate	8.25%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 (-5.75%) Homeowner's exemption	$49,351 (+54.2%) Land $4,355 Building $44,996	$148,053 (+54.2%) Land $13,065 Building $134,988
2024	$3,115.00 (+55.75%)
2022	$2,000.00 (+64.34%) Homeowner's exemption Senior Citizen's exemption	$32,005 Land $3,301 Building $28,704	$96,015 Land $9,903 Building $86,112
2021	$1,217.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures