114 W 3rd St, Alton, IL 62002 Property Records

Madison County property record for 114 W 3rd St, Alton, IL 62002

Property Summary

Property Type	Commercial
Details	9,244 sqft · built 1950
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Tax Bill	$9,800 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2023 Mortgage + 5 more
APN	`23-2-07-14-06-102-032`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-14-06-102-032`

Interior

Building Area	9,244 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	114 W 3RD ST
City	ALTON
State	IL
Zip	62002-6207
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	EDWARDS NINIAN SUBD BLK 93 GODFREY & GILMANS ADD LOT 8 & PT 9 50 X 90 IRR
Legal Subdivision	EDWARDS NINIAN SUBD
Legal Block	93
Legal Lot Number	8
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1038
Census Tract	402400

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	315 BELLE ST, ALTON, IL 62002-6116
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Seller Carry-Back SANDERS TRUST
Feb 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage CARROLLTON BANK
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Sep 30, 2022	Warranty Deed, Transfer
Sep 20, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA
Aug 9, 2018	Warranty Deed, Transfer · Line of Credit CNB BK&TR NA
Mar 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022
Deed Sale	Sep 30, 2022
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	202231993
Prior Transfer Date	Sep 9, 2021
Prior Transfer Doc	0000039583
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	114 W 3RD ST, ALTON, IL 62002-6207
Transaction Type	Mortgage
Record Updated	Jul 19, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016821
Date	Jun 27, 2023
Instrument	2023R16821

Lender

Name	SANDERS TRUST
Type	Seller
Address	26184 MIDLAND LN, DOW, IL 62022

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2028

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	114 W 3RD ST, ALTON, IL 62002-6207
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003211
Date	Feb 6, 2023
Instrument	2023R03211

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	114 W 3RD ST, ALTON, IL 62002-6207
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033994
Date	Oct 21, 2022
Instrument	2022R33994

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 14, 2023

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 30, 2022
Property Address	114 W 3RD ST, ALTON, IL 62002-6207
Document Number	0000031993
Map Reference	PB 10 PG 18
Instrument Date	Aug 22, 2022
Instrument	2022R31993
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 BELLE ST, 315, ALTON, IL 62002-6116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 BELLE ST, ALTON, IL 62002-6116
Investor	Possibly a Property Investor

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Sep 20, 2021
Property Address	114 W 3RD ST, ALTON, IL 62002-6207
Document Number	0000039583
Map Reference	PB 10 PG 18
Instrument Date	Sep 9, 2021
Instrument	2021R39583
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	SERENITY TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 BELLE ST, ALTON, IL 62002-6116

Mortgage

Document Number	0000039584
Date	Sep 20, 2021
Instrument	2021R39584

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2041

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 9, 2018
Property Address	114 W 3RD ST, ALTON, IL 62002-6207
Document Number	0000024664
Instrument Date	Aug 6, 2018
Instrument	24664
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	SERENITY TITLE AND ESCROW LIMITED

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 PARIS DR GODFREY IL 620351654, GODFREY, IL 62035-1654

Mortgage

Document Number	24665
Date	Aug 9, 2018
Instrument	24665

Lender

Name	CNB BK&TR NA
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 8, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.9%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	Mar 6, 2017
Property Address	114 W 3RD ST, ALTON, IL 62002-6207
Document Number	0000007502
Instrument Date	Jan 31, 2017
Instrument	7502
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	715 BLAIR AVE ALTON IL 620024502, ALTON, IL 62002-4502

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,800.00 (+8.85%)	$122,430 (+35.4%) Land $8,910 Building $113,520	$367,290 (+35.27%) Land $26,730 Building $340,560
2024	$9,003.00 (+13.5%)
2022	$7,932.00	$90,420 Land $6,580 Building $83,840	$271,532 Land $19,760 Building $251,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	48 (1979–2019)
Claims Outside the SFHA	6 of 48
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 16 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

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