114 W 2nd St, Byron, IL 61010 Property Records

Ogle County property record for 114 W 2nd St, Byron, IL 61010

Property Summary

Property Type	Commercial
Details	2,218 sqft
Lot Size	0.055 acres (2,398 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (May 2025)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-32-152-008`

Property Details

APN / Parcel Number

Primary APN	`05-32-152-008`

Interior

Stories	1 Story
Building Area	2,218 sqft Total Area

Exterior

Lot Area	2,398 sqft (0.055 acres)
Lot Dimensions	108 ft deep x 22.5 ft wide

Location & Zoning

Street Address	114 W 2ND ST
City	BYRON
State	IL
Zip	61010-1449
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	RNG/BLK: TWP:0 SECT/LOT: E 221/2 FT OF S 108 1/4FT OF LOT 3 SUB LOT 6 BLK 35 CITY OF BYRON
Legal Block	35
Legal Lot Number	3
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2022
Census Tract	961700

Owner

114 W 2nd St, a commercial property, is owned by two individuals who bought it in May 2025.

Source: Ogle County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2183 S SPIELMAN RD, PECATONICA, IL 61063-9352
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit BYRON BANK
Dec 29, 2021	Deed, Transfer · Conventional Mortgage BYRON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Dec 29, 2021 · Amount on File
Deed Document Number	20252358
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	114 W 2ND ST, BYRON, IL 61010-1449
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006787
Date	Dec 31, 2025
Instrument	202506787

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 26, 2050

Interest

Rate Type	Adjustable Rate

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OGLE IL
Recording Date	Dec 29, 2021
Property Address	114 W 2ND ST, BYRON, IL 61010-1449
Document Number	0000009393
Instrument Date	Dec 22, 2021
Instrument	202109393
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 E WHIPPOORWILL LN, BYRON, IL 61010-9008

Mortgage

Document Number	0000009394
Date	Dec 29, 2021
Instrument	202109394

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 22, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 114 W 2nd St was $4,172.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,172.00	$50,631 Land $8,540 Building $42,091	$151,893 Land $25,620 Building $126,273
2023		$43,567 Land $7,349 Building $36,218	$130,701 Land $22,047 Building $108,654
2022	$3,464.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 W 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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