114 Valencia Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 114 Valencia Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,089 sqft · built 1975
Lot Size	0.085 acres (3,703 sqft)
Owner	2 Individual Names on File
Last Sale	$837,500 (May 2007)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-056-16`

Property Details

APN / Parcel Number

Primary APN	`042-056-16`
Alternative APN	`042-056-16-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,089 sqft Living Area
Gross Area	2,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Other
Lot Area	3,703 sqft (0.085 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	114 VALENCIA AVE
City	APTOS
State	CA
Zip	95003-4429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Subdivision	SEACLIFF PARK 08
Legal Block	E
Legal Lot Number	15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2021
Census Tract	122100

Owner

114 Valencia Ave is owned and occupied by two individuals who acquired it in July 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 VALENCIA AVE, APTOS, CA 95003-4429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Intrafamily Transfer, Transfer
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 23, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2007 · Amount on File
Deed Sale	May 31, 2007 · Amount on File
Deed Document Number	200729978
Last Transfer Date	Jul 9, 2021
Transfer Doc	0000037091
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 12, 2021
Property Address	114 VALENCIA AVE, APTOS, CA 95003-4429
Document Number	0000037091
Map Reference	MB 23 PG 24
Instrument Date	Jul 9, 2021
Instrument	2021-0037091
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	114 VALENCIA AVE, APTOS, CA 95003-4429

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	114 VALENCIA AVE, APTOS, CA 95003-4429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000198
Date	Jan 4, 2017
Instrument	2017-0000198

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 23, 2017
Property Address	114 VALENCIA AVE, APTOS, CA 95003-4429
Document Number	0000002603
Instrument Date	Jan 23, 2017
Instrument	2603
Transaction Type	Transfer
Record Updated	Mar 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	114 VALENCIA AVE APTOS CA 950034429, APTOS, CA 95003-4429

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 27, 2017
Property Address	114 VALENCIA AVE, APTOS, CA 95003-4429
Document Number	0000010196
Instrument Date	Sep 26, 2016
Instrument	10196
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 VALENCIA AVE APTOS CA 950034429, APTOS, CA 95003-4429

Mortgage

Document Number	10938
Date	Mar 27, 2017
Instrument	10938

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TX 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 114 Valencia Ave was $2,714 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,427 (+2%) Land $14,939 Building $91,488
2025	$2,714.00 Homeowner's exemption	$104,340 Land $14,646 Building $89,694
2023	$2,348.00 (+4.03%) Homeowner's exemption	$100,288 Land $14,077 Building $86,211	$1,228,680
2022	$2,257.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Valencia Ave in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	57 (1978–2023)
Claims Outside the SFHA	3 of 57
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Valencia Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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