114 Twin Oak Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 114 Twin Oak Dr, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,556 sqft · built 1996
Lot Size0.351 acres (15,308 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Apr 2019)
Tax Bill$1,275 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-597-5541-3

Property Details

APN / Parcel Number

Primary APNC56-000-597-5541-3
Alternative APN
  • 32-4N-23-0157-000G-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,556 sqft Heated Area
Gross Area2,112 sqft
1st Floor Area1,556 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area15,308 sqft (0.351 acres)
Garage TypeFinished
Garage Area440 sqft
PorchOpen Porch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address114 TWIN OAK DR
CityCRESTVIEW
StateFL
Zip32536-9383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOGWOOD EST LOT 3 BLK G
Legal Range23
Legal Township04N
Legal Section32
Legal SubdivisionDOGWOOD EST
Legal BlockG
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2039
Census Tract20303

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address114 TWIN OAK DR, CRESTVIEW, FL 32536-9383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2019Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC
Jan 19, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2019 · Amount on Record
Deed SaleApr 11, 2019 · Amount on Record
Prior SaleApr 11, 2019 · Amount on Record
Deed Document Number0033930678
Deed Book / Page3393 / 0678
Last Transfer DateAug 25, 2025
Transfer Doc0003770228
Record UpdatedJun 8, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 11, 2019
Property Address114 TWIN OAK DR, CRESTVIEW, FL 32536-9383
Document Number0033930678
Book / Page3393 / 0678
Map ReferenceMB 10 PG 56&57
Instrument DateMar 29, 2019
Instrument3270412
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMAIN STREET LAND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6269 MALOY DR, 6269, CRESTVIEW, FL 32539-5439

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 TWIN OAK DR, CRESTVIEW, FL 32536-9383

Mortgage

Document Number0003270413
DateApr 11, 2019
Instrument3270413
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address114 TWIN OAK DR, CRESTVIEW, FL 32536-9383
Document Number0033842010
Instrument DateJan 19, 2019
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address114 TWIN OAK DR CRESTVIEW FL 325369383, CRESTVIEW, FL 32536-9383

Mortgage

Document Number0033842010
DateFeb 6, 2019
Book Page003384/002010
Instrument3257553
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 5, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,275.00 (+6.96%) Homeowner's exemption$157,209 (+5.99%)$195,199 (-6.09%) Land $32,667 Building $162,532
2023$1,192.00 (+2.85%) Homeowner's exemption$148,328 (+3%)$207,868 (+6.58%) Land $27,754 Building $180,114
2022$1,159.00 Homeowner's exemption$144,008$195,030 Land $25,938 Building $169,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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