114 Thomas Ln, Grayson, KY 41143 Property Records

Carter County property record for 114 Thomas Ln, Grayson, KY 41143

Property Summary

Property TypeAgricultural Vacant Land
Lot Size15.3 acres (669,953 sqft)
OwnerIndividual Name on Record
Tax Bill$85 (2025)
Deeds & MortgagesMay 2022 Line of Credit
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN117-00-00-125.02

Property Details

APN / Parcel Number

Primary APN117-00-00-125.02
Alternative APN
  • 24964

Interior

Stories1 Story

Exterior

Lot Area669,953 sqft (15.3 acres)

Location & Zoning

Account Number24964
Street Address114 THOMAS LN
CityGRAYSON
StateKY
Zip41143-9543
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal Description15.38 ACRES
Legal Tract1
JurisdictionCARTER KY
Township / Civil DivisionWILLARD
Census Block Group2
Census Block2040
Census Tract960700

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address122 EVERT DR, GRAYSON, KY 41143-6645
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Deed of Trust, Mortgage · Line of Credit
THE COMMERCIAL BANK OF GRAYSON
May 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
THE COMMERCIAL BANK OF GRAYSON

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 11, 2014
Transfer Doc0OR324/106
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER KY
Property Address114 THOMAS LN, GRAYSON, KY 41143-9543
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 ROSE ST, GRAYSON, KY 41143-1660

Mortgage

Document Number000477/239
DateMay 9, 2022
Book Page477/239
Instrument541603
Lender
NameTHE COMMERCIAL BANK OF GRAYSON
TypeBank
AddressGRAYSON, KY 41143
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 4, 2042

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER KY
Property Address114 THOMAS LN, GRAYSON, KY 41143-9543
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberOR392/355
DateMay 11, 2018
Book PageOR392/355
Instrument384402
Lender
NameTHE COMMERCIAL BANK OF GRAYSON
TypeNon-Lending Institution
AddressGRAYSON, KY 41143
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2033

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCarter County
Unified School DistrictCarter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85.00 (-1.16%)$10,000 (-)$10,000 (-)
2023$86.00$10,000$10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims38 (1997–2017)
Claims Outside the SFHA1 of 38
Most Recent ClaimJun 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 13 claims
  • Severe Storms And Flooding, Mar 2002 · 6 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 74% of Kentucky
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foothills Communications
Fiber
1,000 / 1,000
Windstream
DSL
100 / 20

May also be available: Optimum.

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