114 Telegraph Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 114 Telegraph Ave, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1955
Lot Size0.278 acres (12,100 sqft)
OwnerIndividual Name on File
Last Sale$174,997 (Apr 2019)
Tax Bill$3,900 (2026)
Deeds & MortgagesSep 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN670-00010

Property Details

APN / Parcel Number

Primary APN670-00010
Alternative APN
  • CHIC M:0670 P:00010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,920 sqft
1st Floor Area960 sqft
Basement Area240 sqft
Unfinished Basement240 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,100 sqft (0.278 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number670-00010
Street Address114 TELEGRAPH AVE
CityCHICOPEE
StateMA
Zip01020-3022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1000
Census Tract811301

Owner

114 Telegraph Ave is owned and occupied by an individual who acquired it in December 2024.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address114 TELEGRAPH AVE, CHICOPEE, MA 01020-3022
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 29, 2019Quit Claim Deed, Transfer · FHA Mortgage
MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2019 · Amount on File
Deed SaleApr 29, 2019 · Amount on File
Prior SaleJan 31, 2005
Deed Document Number201921673
Last Transfer DateDec 26, 2024
Transfer Doc025723-401
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address114 TELEGRAPH AVE, CHICOPEE, MA 01020-3022
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23409-366
DateSep 9, 2020
Book Page23409/366
Instrument50558
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateApr 29, 2019
Property Address114 TELEGRAPH AVE, CHICOPEE, MA 01020-3022
Document Number22642-504
Book / Page022642 / 000504
Instrument DateApr 26, 2019
Instrument21673
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$813.74
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address282 NARRAGANSETT BLVD CHICOPEE MA 010132000, CHICOPEE, MA 01013-2000

Mortgage

Document Number22642-506
DateApr 29, 2019
Book Page022642/000506
Instrument21674
Lender
NameMORTGAGE RESEARCH CTR
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 28, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 114 Telegraph Ave was $3,900, up 8.3% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,900.00 (+8.3%)$255,900 (+7.75%) Land $123,300 Building $132,600$283,456 (+2.85%)
2025$3,601.00 (+5.29%)$237,500 (+2.5%) Land $111,900 Building $125,600$275,595
2024$3,420.00 (+5.69%)$231,700 (+8.47%) Land $109,700 Building $122,000
2023$3,236.00$213,600 Land $99,600 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Telegraph Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Telegraph Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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