Currituck County property record for 114 Sunny Ln, Grandy, NC 27939
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1993 |
| Lot Size | 0.719 acres (31,363 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $369,000 (Jan 2024) |
| Tax Bill | $1,343 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9912-92-3798 |
| Primary APN | 9912-92-3798 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 31,363 sqft (0.719 acres) |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000169628 |
|---|---|
| Street Address | 114 SUNNY LN |
| City | GRANDY |
| State | NC |
| Zip | 27939-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 GRANDY ESTATES |
| Legal Subdivision | GRANDY ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 110401 |
Source: Currituck County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 114 SUNNY LN, GRANDY, NC 27939-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Mar 21, 2022 | Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU |
| Jan 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2024 · Amount on Record |
| Deed Sale | Jan 22, 2024 · Amount on Record |
| Prior Sale | Mar 21, 2022 · Amount on Record |
| Deed Document Number | 387057 |
| Deed Book / Page | 1758 / 356 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jan 22, 2024 |
| Property Address | 114 SUNNY LN, GRANDY, NC 27939-9787 |
| Document Number | 0017580356 |
| Book / Page | 1758 / 356 |
| Map Reference | CAB E SL 16 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 387057 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $738.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2862 WRENCH RD, GODWIN, NC 28344-9408 |
| Name | Verified Name |
|---|---|
| Address | 114 SUNNY LN, GRANDY, NC 27939-9787 |
| Document Number | 0000387058 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 387058 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0017580378 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 1758/378 |
| Instrument | 387059 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Mar 21, 2022 |
| Property Address | 114 SUNNY LN, GRANDY, NC 27939-9787 |
| Document Number | 0016850677 |
| Book / Page | 1685 / 677 |
| Map Reference | CAB E SL 16 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 374345 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $646.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 PEPPERTREE LN APT 97, 97, WINCHESTER, VA 22601-3587 |
| Name | Verified Name |
|---|---|
| Address | 114 SUNNY LN, GRANDY, NC 27939-9787 |
| Document Number | 0000374346 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 374346 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 8.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 114 SUNNY LN, GRANDY, NC 27939-9787 |
| Document Number | 0014300642 |
| Book / Page | 001430 / 000642 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 114 SUNNY LN GRANDY NC 279399787, GRANDY, NC 27939-9787 |
| Document Number | 0014300642 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 001430/000642 |
| Instrument | 333453 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 8, 2033 |
Source: Currituck County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,343.00 (+0.67%) | $174,000 (-) Land $47,300 Building $126,700 | |
| 2024 | $1,334.00 (+9.25%) | $174,000 (-) Land $47,300 Building $126,700 | |
| 2023 | $1,221.00 (+17.52%) | $174,000 (-) Land $47,300 Building $126,700 | $174,000 (-) Land $47,300 Building $126,700 |
| 2022 | $1,039.00 | $174,000 Land $47,300 Building $126,700 | $174,000 (-) Land $47,300 Building $126,700 |
| 2021 | $174,000 Land $47,300 Building $126,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 86 (1993–2019) |
| Claims Outside the SFHA | 5 of 86 |
| Most Recent Claim | Apr 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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