114 Sun Lake Dr, Belleville, IL 62221 Property Records

St. Clair County property record for 114 Sun Lake Dr, Belleville, IL 62221

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1990
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2023)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Sale & Mortgage + 3 more
APN	`08-13-0-314-016`

Property Details

APN / Parcel Number

Primary APN	`08-13-0-314-016`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,080 sqft Living Area
Upper Floors Area	32 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	114 SUN LAKE DR
City	BELLEVILLE
State	IL
Zip	62221-4395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHENOT PLACE 17TH ADD LOT/SEC-19 LT 19 & 1 FT LT 20 AS IN A02781897
Legal Subdivision	CHENOT PLACE 17TH ADD
Legal Block	314
Legal Lot Number	19,20
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4003
Census Tract	503334

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 SUN LAKE DR, BELLEVILLE, IL 62221-4395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 23, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2022	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY BANK
May 18, 2022	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY BANK
Dec 11, 2018	Warranty Deed, Transfer · Line of Credit TOWN & CNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	20232781897
Prior Transfer Date	Mar 19, 2013
Prior Transfer Doc	0002361084
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	114 SUN LAKE DR, BELLEVILLE, IL 62221-4395
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SUN LAKE DR, BELLEVILLE, IL 62221-4395

Mortgage

Document Number	0A02875147
Date	Feb 19, 2026
Instrument	A02875147

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 23, 2023
Property Address	114 SUN LAKE DR, BELLEVILLE, IL 62221-4395
Document Number	0A02781897
Map Reference	PL 88 PG 64
Instrument Date	May 22, 2023
Instrument	A02781897
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	114 SUN LAKE DR, BELLEVILLE, IL 62221-4395

Mortgage

Document Number	0A02781898
Date	May 23, 2023
Instrument	A02781898

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	114 SUN LAKE DR, BELLEVILLE, IL 62221-4395
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02746776
Date	May 18, 2022
Instrument	A02746776

Lender

Name	TOWN & COUNTRY BANK
Type	Bank
Address	PEVELY, MO 63070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	114 SUN LAKE DR, BELLEVILLE, IL 62221-4395
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02746775
Date	May 18, 2022
Instrument	A02746775

Lender

Name	TOWN & COUNTRY BANK
Type	Bank
Address	PEVELY, MO 63070

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 11, 2018
Property Address	114 SUN LAKE DR, BELLEVILLE, IL 62221-4395
Document Number	00A2598658
Instrument Date	Dec 7, 2018
Instrument	2598658
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$344.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 SUN LAKE DR BELLEVILLE IL 622214395, BELLEVILLE, IL 62221-4395

Mortgage

Document Number	A2598659
Date	Dec 11, 2018
Instrument	2598659

Lender

Name	TOWN & CNTRY BK
Type	Bank
Address	PEVELY, MO 63070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 10, 2023

Interest

Rate Type	Adjustable Rate
Rate	2.7%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Whiteside School District 115 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$93,477 (+35.31%) Land $10,595 Building $82,882	$280,431 (+35.31%) Land $31,785 Building $248,646
2022	$69,084 Land $8,583 Building $60,501	$207,252 Land $25,749 Building $181,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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