Macon County property record for 114 Summer Ln, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,001 sqft · built 1981 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $253,000 (Aug 2019) |
| Tax Bill | $1,078 (2023) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6581754759 |
| Primary APN | 6581754759 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,001 sqft Heated Area |
| 1st Floor Area | 2,001 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Lot Area | 40,946 sqft (0.94 acres) |
| Terrain | Rolling |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Utility Building | 100 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 145189 |
|---|---|
| Street Address | 114 SUMMER LN |
| City | OTTO |
| State | NC |
| Zip | 28763-9043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 3 OFF RD 1115 |
| Legal Subdivision | RD 1115 |
| Legal Lot Number | 3 |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 970700 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 SUMMER LN, OTTO, NC 28763-9043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Prior Sale | Jul 6, 2004 |
| Deed Document Number | 20195520 |
| Deed Book / Page | 39 / 1749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Aug 23, 2019 |
| Property Address | 114 SUMMER LN, OTTO, NC 28763-9043 |
| Document Number | 00J39/1749 |
| Book / Page | J-39 / 1749 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2019005520 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $506.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8470 SW 10TH PL, 8470, GAINESVILLE, FL 32607-7034 |
| Name | Verified Name |
|---|---|
| Address | 77 W MAIN ST, FRANKLIN, NC 28734-3005 |
| Mail Care Of | RUSSELL R BOWLING |
| Document Number | 2019005521 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 2019005521 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,300 (+22.72%) Land $26,940 Building $259,360 | $286,300 (+22.72%) Land $26,940 Building $259,360 | |
| 2023 | $1,078.00 | $233,300 Land $26,940 Building $206,360 | $233,300 Land $26,940 Building $206,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (2009–2015) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BalsamWest FiberNET.
5G (outdoors only) and 4G LTE
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