Putnam County property record for 114 Spruce Rd, Interlachen, FL 32148 · Last verified July 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Architecture Style | Mobile Home |
| Year Built | Built 2005 |
| Square Footage | 2,280 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Garage | Carport, 996 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $222,000 (2022) |
| Tax Bill | $2,811.00 (2025) |
| Primary APN | 11-11-24-4089-0050-0030 |
|---|---|
| Alternative APN |
|
| Building Area | 2,280 sqft Living Area |
|---|---|
| 1st Floor | 2,280 sqft 1st Floor |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home Style |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport Garage |
| Garage Area | 996 sqft Garage |
| Carport | Carport |
| Carport Area | 996 sqft Carport |
| Deck Area | 256 sqft Deck |
| Porch Area | 400 sqft Porch |
| Account Number | 30143 |
|---|---|
| Street Address | 114 SPRUCE RD |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-4900 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | INTERLACHEN LAKES ESTATES, UNIT 30 MB5 P61 BLK E LOT 3 |
| Legal Range | 24E |
| Legal Township | 11S |
| Legal Section | 11 |
| Legal Subdivision | INTERLACHEN LAKES ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | PUTNAM FL |
| Minor Civil Division | INTERLACHEN-FLORAHOME |
| Census Blockgroup | 2 |
| Census Block | 2095 |
| Census Tract | 950500 |
Source: Putnam County records · APN 11-11-24-4089-0050-0030
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 SPRUCE RD, INTERLACHEN, FL 32148-4900 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 12, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Prior Sale | Jul 02, 2009 · Amount on Record |
| Deed Doc Number | 202222479 |
| Deed Book / Page | 1684 / 63 |
| Prior Transfer Date | Apr 27, 2012 |
| Prior Transfer Doc | 0013170468 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 114 SPRUCE RD, INTERLACHEN, FL 32148-4900 |
| Document Number | 0000016231 |
| Book / Page | 1876 / 1640 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202616231 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 114 SPRUCE RD, INTERLACHEN, FL 32148-4900 |
| Document Number | 0000016231, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 1876/1640 |
| Instrument | 202616231 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Sep 12, 2022 |
| Property Address | 114 SPRUCE RD, INTERLACHEN, FL 32148-4900 |
| Document Number | 0016840063 |
| Book / Page | 1684 / 63 |
| Map Reference | MB 5 PG 51 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 202254022479 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3031 NEEDLE PALM DR, EDGEWATER, FL 32141-6229 |
| Name | Verified Name |
|---|---|
| Address | 114 SPRUCE RD, INTERLACHEN, FL 32148-4900 |
| Document Number | 0000168465 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 1684/65 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,811.00 (+12.53%) Homeowner's exemption | $188,290 (+5.98%) | $202,260 (-7.28%) Land $9,000 Building $193,260 |
| 2023 | $2,498.00 (-21%) Homeowner's exemption | $177,660 (-1.66%) | $218,130 (+20.75%) Land $11,000 Building $207,130 |
| 2022 | $3,162.00 | $180,650 | $180,650 Land $8,000 Building $172,650 |
Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 415 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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