Bergen County and Garfield City property record for 114 Spring St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,510 sqft · built 1937 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,000 (Oct 2022) |
| Tax Bill | $9,324 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00119-03-00107 |
| Primary APN | 21-00119-03-00107 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 1,510 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 003041 |
|---|---|
| Street Address | 114 SPRING ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | 5000 SF |
| Legal Subdivision | BELMONT GARDENS SEC 1 |
| Legal Block | 119 |
| Legal Lot Number | 107 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21300 |
114 Spring St is owned and occupied by two individuals who bought it in October 2022.
Source: Bergen County and Garfield City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 SPRING ST, GARFIELD, NJ 07026-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Prior Sale | Dec 9, 2015 · Amount on File |
| Deed Document Number | 202296421 |
| Deed Book / Page | 4825 / 336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 3, 2022 |
| Property Address | 114 SPRING ST, GARFIELD, NJ 07026-2328 |
| Document Number | 0048250336 |
| Book / Page | 4825 / 336 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022096421 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,447.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 SPRING ST, 114, GARFIELD, NJ 07026-2328 |
| Name | Verified Name |
|---|---|
| Address | 114 SPRING ST, GARFIELD, NJ 07026-2328 |
| Document Number | 2022096422 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2022096422 |
| Name | POLISH & SLAVIC FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2052 |
The 2025 property tax bill for 114 Spring St was $9,324, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,000 (-) Land $130,000 Building $138,000 | $268,000 (-) Land $130,000 Building $138,000 | |
| 2025 | $9,324.00 (+4.26%) | $268,000 Land $130,000 Building $138,000 | $268,000 Land $130,000 Building $138,000 |
| 2024 | $8,943.00 | ||
| 2023 | $268,000 Land $130,000 Building $138,000 | $268,000 Land $130,000 Building $138,000 | |
| 2022 | $8,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Spring St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Oct 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 114 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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