114 Spargo St, Gastonia, NC 28056 Property Records

Gaston County property record for 114 Spargo St, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,529 sqft · built 1978
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2025)
Tax Bill	$1,432 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14087 00409`

Property Details

APN / Parcel Number

Primary APN	`14087 00409`
Alternative APN	`178748`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,529 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,473 sqft (0.47 acres)
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 SPARGO ST
City	GASTONIA
State	NC
Zip	28056-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	14 087 004 09 000
Legal Subdivision	RHYNE SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1000
Census Tract	31001

Owner

114 Spargo St is owned by an individual who bought it in March 2025.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	4729 HICKORY GROVE RD, GASTONIA, NC 28056-7650
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Jun 7, 2022	Warranty Deed, Transfer
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	Jul 29, 2022 · Amount on File
Deed Book / Page	5543 / 1198
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 29, 2022
Property Address	114 SPARGO ST, GASTONIA, NC 28056-9610
Document Number	0053541477
Book / Page	5354 / 1477
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 LANYARD DRA, 128, MOORESVILLE, NC 28117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SPARGO ST, GASTONIA, NC 28056-9610

Mortgage

Document Number	0053541480
Date	Jul 29, 2022
Instrument	5354/1480

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 7, 2022
Property Address	114 SPARGO ST, GASTONIA, NC 28056-9610
Document Number	0053421121
Book / Page	5342 / 1121
Instrument Date	Jun 4, 2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 GORETOWN LOOP, 410, LORIS, SC 29569-3910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SPARGO ST, GASTONIA, NC 28056-9610

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	114 SPARGO ST, GASTONIA, NC 28056-9610
Document Number	0049272298
Book / Page	004927 / 002298
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SPARGO ST GASTONIA NC 280569610, GASTONIA, NC 28056-9610

Mortgage

Document Number	0049272298
Date	Aug 11, 2017
Book Page	004927/002298

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 114 Spargo St was $1,432.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,432.00	$200,570 Land $20,000 Building $180,570
2023	$1,393.00	$200,570 Land $20,000 Building $180,570
2021			$119,550 Land $20,000 Building $99,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Spargo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Spargo St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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