114 Sioux St, Andrews, NC 28901 Property Records

Cherokee County property record for 114 Sioux St, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,308 sqft · built 1935
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Mar 2024)
Tax Bill	$848 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`556613033069000`

Property Details

APN / Parcel Number

Primary APN	`556613033069000`
Alternative APNs	`45906` `57431` `52353`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,308 sqft Heated Area
Upper Floors Area	608 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1965
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	181 ft deep x 59 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	340 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52353
Street Address	114 SIOUX ST
City	ANDREWS
State	NC
Zip	28901-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOT 9 M E COZAD SUB 1711/1290 A/18
Legal Subdivision	COZAD SUB
Legal Lot Number	9
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2003
Census Tract	930101

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 946, ANDREWS, NC 28901-0946
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer · Commercial Mortgage PAULA HUGHLENA OBAR KAY
May 16, 2022	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK OF ALABAMA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	May 16, 2022 · Amount on Record
Deed Document Number	1043
Deed Book / Page	1752 / 545
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 8, 2024
Property Address	114 SIOUX ST, ANDREWS, NC 28901-7002
Document Number	001752/545
Book / Page	1752 / 545
Map Reference	CAB H SL 510
Instrument Date	Mar 8, 2024
Instrument	1043
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 EAST ST N, TALLADEGA, AL 35160-2060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 946, ANDREWS, NC 28901-0946

Mortgage

Document Number	0000001044
Date	Mar 8, 2024
Instrument	1044

Lender

Name	PAULA HUGHLENA OBAR KAY
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 8, 2025

Mortgage

Document Number	001752/547
Date	Mar 8, 2024
Book Page	1752/547
Instrument	1044

Lender

Name	PAULA HUGHLENA OBAR KAY & HUSBAND, STEPH
Type	Private Party
Address	222 EAST ST N, TALLADEGA, AL 35160

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 8, 2025

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 16, 2022
Property Address	114 SIOUX ST, ANDREWS, NC 28901-7002
Document Number	01711/1290
Book / Page	1711 / 1290
Map Reference	CAB H SL 510
Instrument Date	Apr 25, 2022
Instrument	3199
Transaction Type	Construction Loan
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2660 PEACHTREE RD NW # NW35D, 2660, ATLANTA, GA 30305-3673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SIOUX ST, ANDREWS, NC 28901-7002

Mortgage

Document Number	0017111292
Date	May 16, 2022
Instrument	1711/1292

Lender

Name	FIRST BANK OF ALABAMA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00	$125,110 (+34.47%)	$125,110 (+34.47%) Land $12,500 Building $112,610
2023		$93,040	$93,040 Land $12,500 Building $80,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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