114 Sheldon Ave, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 114 Sheldon Ave, Middleburgh, NY 12122

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,608 sqft · built 1850
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$7,142 (2026)
Deeds & MortgagesSep 2025 Mortgage
Nov 2024 Sale & Refinance
+ 1 more
Flood ZoneZone AE (high risk)
APN433801 106.15-5-8

Property Details

APN / Parcel Number

Primary APN433801 106.15-5-8
Alternative APNs
  • 380110601500050080000000
  • 491A100489

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,608 sqft Living Area
1st Floor Area840 sqft
2nd Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions61.7 ft deep x 142 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number491A100489
Street Address114 SHELDON AVE
CityMIDDLEBURGH
StateNY
Zip12122-7730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block5
Legal Lot Number8.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionMIDDLEBURGH
Census Block Group5
Census Block5027
Census Tract740700

Owner

114 Sheldon Ave is owned and occupied by two individuals who acquired it in November 2023.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address114 SHELDON AVE, MIDDLEBURGH, NY 12122-7730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
THE NATIONAL BANK OF COXSACKIE
Nov 22, 2024Warranty Deed, Transfer · Stand-Alone Refinance
WELLS FARGO BANK NA
Nov 29, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 22, 2023
Transfer Doc001202/118
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address114 SHELDON AVE, MIDDLEBURGH, NY 12122-7730
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002128/244
DateSep 22, 2025
Book Page2128/244
Instrument829919
Lender
NameTHE NATIONAL BANK OF COXSACKIE
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term181 Months
DueOct 1, 2040

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateNov 22, 2024
Property Address114 SHELDON AVE, MIDDLEBURGH, NY 12122-7730
Document Number001224/168
Book / Page1224 / 168
Instrument DateNov 12, 2024
Instrument827055
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 S 1ST ST, LINDENHURST, NY 11757-4916

Mortgage

Document Number002098/109
DateNov 22, 2024
Book Page2098/109
Instrument827056
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2054

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateNov 29, 2023
Property Address114 SHELDON AVE, MIDDLEBURGH, NY 12122-7730
Document Number001202/118
Book / Page1202 / 118
Instrument DateNov 27, 2023
Instrument823492
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2033 STATE ROUTE 145, MIDDLEBURGH, NY 12122-5318

Tax Assessment & Valuation

The 2026 property tax bill for 114 Sheldon Ave was $7,142, up 91.4% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionMiddleburgh Town
MunicipalityMiddleburgh Village
Unified School DistrictMiddleburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,142.00 (+91.37%)
2025$3,732.00$95,800 Land $11,200 Building $84,600$206,022 Land $24,086 Building $181,936
2023$81,800 (-) Land $11,200 Building $70,600$160,392 (+5.88%) Land $21,961 Building $138,431
2022$81,800 Land $11,200 Building $70,600$151,481 Land $20,741 Building $130,740
2021$1,410.00 (-79.53%)
2020$6,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Sheldon Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims124 (1980–2021)
Claims Outside the SFHA11 of 124
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 73 claims
  • Severe Storms And Flooding, Apr 2005 · 23 claims
  • Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Sheldon Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURGH VILLAGE
serves 1,500 people · EPA ID NY4700096
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MIDTEL
Fiber
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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