114 School St, Kilmarnock, VA 22482 Property Records

Lancaster County property record for 114 School St, Kilmarnock, VA 22482

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	0.5 ba · 2,660 sqft · built 1953
Lot Size	0.236 acres (10,280 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Feb 2021)
Tax Bill	$12 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`23A 22 D 51`

Property Details

APN / Parcel Number

Primary APN	`23A 22 D 51`
Alternative APN	`5628`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,660 sqft Gross Area
Flooring	Other
Interior Walls	Unfinished

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Copper
Lot Area	10,280 sqft (0.236 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5628
Street Address	114 SCHOOL ST
City	KILMARNOCK
State	VA
Zip	22482
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1
Legal Description	SCHOOL ST .236 AC LOTS 52 53 LR21/588 LR12/11-P P#0262-0264
Legal Subdivision	TOWN OF KILMARNOCK
Legal Lot Number	52,53
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	4
Census Block	4007
Census Tract	30200

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	275 CRAB POINT RD, WHITE STONE, VA 22578-2433
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK NA
Feb 26, 2021	Special Warranty Deed, Transfer PREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	2021588
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	114 SCHOOL ST, KILMARNOCK, VA 22482
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002753
Date	Sep 28, 2021
Instrument	210002753

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 26, 2021
Property Address	114 SCHOOL ST, KILMARNOCK, VA 22482
Document Number	0210000588
Instrument Date	Feb 25, 2021
Instrument	210000588
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 CRAB POINT RD, WHITE STONE, VA 22578-2433

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	Kilmarnock Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12.00 (-98.84%)	$225,800 (+37.26%) Land $82,200 Building $143,600	$225,800 (+37.26%) Land $82,200 Building $143,600
2023	$1,036.00	$164,500 Land $51,400 Building $113,100	$164,500 Land $51,400 Building $113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2003–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILMARNOCK serves 1,500 people · EPA ID VA4103600
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: All Points Broadband.

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