114 School Dr, Atlantic, NC 28511 Property Records

Carteret County property record for 114 School Dr, Atlantic, NC 28511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,325 sqft · built 1940
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Feb 2020)
Tax Bill	$827 (2025)
Deeds & Mortgages	Jul 2022 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7492.15.72.4543000`

Property Details

APN / Parcel Number

Primary APN	`7492.15.72.4543000`
Alternative APNs	`555329` `61643`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,325 sqft Heated Area
Gross Area	1,638 sqft
1st Floor Area	1,333 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1988
Architectural Style	Cottage
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,327 sqft (0.283 acres)
Lot Dimensions	113 ft deep x 108 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	62 sqft
Deck Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	61643
Street Address	114 SCHOOL DR
City	ATLANTIC
State	NC
Zip	28511-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT SR 1380 ATLANTIC
Legal Block	72
Jurisdiction	CARTERET NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1045
Census Tract	970101

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 SCHOOL DR, ATLANTIC, NC 28511-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Intrafamily Transfer, Transfer
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 28, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	May 14, 2004 · Amount on Record
Deed Document Number	20201664310
Deed Book / Page	1664 / 310
Last Transfer Date	Jul 8, 2022
Transfer Doc	0017730333
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Jul 14, 2022
Property Address	114 SCHOOL DR, ATLANTIC, NC 28511-9622
Document Number	0017730333
Book / Page	1773 / 333
Instrument Date	Jul 8, 2022
Instrument	1773333
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SCHOOL DR, ATLANTIC, NC 28511-9622

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	114 SCHOOL DR, ATLANTIC, NC 28511-9622
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017390113
Date	Sep 20, 2021
Book Page	1739/113
Instrument	1739113

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Feb 28, 2020
Property Address	114 SCHOOL DR, ATLANTIC, NC 28511-9622
Document Number	0016640310
Book / Page	1664 / 310
Instrument Date	Feb 17, 2020
Instrument	1664310
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 STYRON CREEK RD, 212, SEALEVEL, NC 28577-9620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SCHOOL DR, ATLANTIC, NC 28511-9622

Mortgage

Document Number	1664311
Date	Feb 28, 2020
Instrument	1664-311

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,931 (-) Land $41,038 Building $158,893	$199,931 (-) Land $41,038 Building $158,893
2025	$827.00 (+37.83%)	$199,931 (+138.08%) Land $41,038 Building $158,893	$199,931 (+138.08%) Land $41,038 Building $158,893
2023		$83,976 Land $21,089 Building $62,887	$83,976 Land $21,089 Building $62,887
2022	$600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	308 (1985–2026)
Claims Outside the SFHA	15 of 308
Most Recent Claim	Mar 2026
Claims by Event	Hurricane Florence, Sep 2018 · 57 claims Hurricane Irene, Aug 2011 · 78 claims Hurricane Isabel, Sep 2003 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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