114 S Hooker Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 114 S Hooker Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$63,500 (May 2004)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`051-345-023-00`

Property Details

APN / Parcel Number

Primary APN	`051-345-023-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	928 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 S HOOKER AVE
City	THREE RIVERS
State	MI
Zip	49093-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3 BLK 38 CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	38
Legal Lot Number	3
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1029
Census Tract	40300

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	57341 BUCKHORN RD, THREE RIVERS, MI 49093-8105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 4, 2005	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE PLUS OF AMERICA CORP
Jul 25, 2011	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 9, 2011	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2004 · Amount on Record
Deed Sale	May 10, 2004 · Amount on Record
Prior Sale	Jul 21, 2000
Deed Book / Page	1232 / 811
Last Transfer Date	Jun 5, 2026
Transfer Doc	0000004706
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	114 S HOOKER AVE, THREE RIVERS, MI 49093-2113
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 S HOOKER AVE, THREE RIVERS, MI 49093-2113

Mortgage

Document Number	2022001846
Date	Mar 1, 2022
Instrument	2022001846

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jul 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	114 S HOOKER AVE, THREE RIVERS, MI 49093-2113
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 S HOOKER AVE, THREE RIVERS, MI 49093-2113

Mortgage

Document Number	2023008975
Date	Dec 20, 2023
Instrument	2023008975

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Jul 1, 2050

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	114 S HOOKER AVE, THREE RIVERS, MI 49093-2113
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01319/0664
Date	Aug 4, 2005
Book Page	1319/0664

Lender

Name	MORTGAGE PLUS OF AMERICA CORP
Type	Mortgage Company
Address	940 N 10TH ST STE 200, KALAMAZOO, MI 49009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2035

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	114 S HOOKER AVE, THREE RIVERS, MI 49093-2113
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01620/0975
Date	Jul 25, 2011
Book Page	1620/0975

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Feb 1, 2041

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	114 S HOOKER AVE, THREE RIVERS, MI 49093-2113
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01635/0284
Date	Dec 9, 2011
Book Page	1635/0284

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Feb 1, 2041

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 9, 2026
Property Address	114 S HOOKER AVE, THREE RIVERS, MI 49093-2113
Document Number	0000004706
Instrument Date	Jun 5, 2026
Instrument	20264706
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	57341 BUCKHORN RD, THREE RIVERS, MI 49093-8105

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,700 (+2.01%) Land $4,100 Building $41,600	$91,400 (+2.01%) Land $8,200 Building $83,200
2025	$1,318.00 (+13.33%) Homeowner's exemption	$44,800 (+31.76%) Land $3,900 Building $40,900	$89,600 (+31.76%) Land $7,800 Building $81,800
2023		$34,000 Land $2,600 Building $31,400	$68,000 Land $5,200 Building $62,800
2022	$1,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

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