Jackson County property record for 114 S Front St, Talent, OR 97540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,337 sqft · built 2023 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Mar 2023) |
| Tax Bill | $4,116 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 381W26BA901 |
| Primary APN | 381W26BA901 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| 1st Floor Area | 1,337 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 114 S FRONT ST |
|---|---|
| City | TALENT |
| State | OR |
| Zip | 97540-0310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Range | 01W |
| Legal Township | 38S |
| Legal Section | 26 |
| Legal Quarter | 2 |
| Legal Block | 1 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1702 |
Source: Jackson County records · APN 381W26BA901
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1404 TALENT AVE, TALENT, OR 97540-9623 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 01, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage ANDRE ANDERSON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2023 · Amount on Record |
| Deed Sale | Mar 01, 2023 · Amount on Record |
| Prior Sale | Feb 06, 2004 · Amount on Record |
| Deed Document Number | 20233877 |
| Last Transfer Date | Aug 16, 2023 |
| Transfer Doc | 0000019200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 114 S FRONT ST, TALENT, OR 97540-0310 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1710 1 2 TALENT AVE, TALENT, OR 97540 |
| Document Number | 0000019201 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-019201 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Mar 01, 2023 |
| Property Address | 114 S FRONT ST, TALENT, OR 97540-0310 |
| Document Number | 0000003877 |
| Instrument Date | Mar 01, 2023 |
| Instrument | 2023-003877 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 TALENT AVE, TALENT, OR 97540-9623 |
| Document Number | 0000003878 |
|---|---|
| Date | Mar 01, 2023 |
| Instrument | 2023-003878 |
| Name | ANDRE ANDERSON |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 01, 2028 |
Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Talent City |
| Unified School District | Phoenix-Talent School District 4 (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,800 (+3%) | $484,070 (+6.94%) Land $152,280 Building $331,790 | |
| 2025 | $4,116.00 (+2.41%) | $257,090 (+3%) Land $79,050 Building $178,040 | $452,660 (+0.76%) Land $151,000 Building $301,660 |
| 2024 | $4,019.00 (+384.22%) | $249,610 (+382.62%) Land $76,760 Building $172,850 | $449,250 (+377.16%) Land $145,000 Building $304,250 |
| 2023 | $830.00 (+2.72%) | $51,720 (+2.99%) Land $51,720 | $94,150 (+7.99%) Land $94,150 |
| 2022 | $808.00 | $50,220 Land $50,220 | $87,180 Land $87,180 |
Source: FEMA National Flood Hazard Layer, Jackson County (41029C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410290017021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Oregon |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Project A Fixed Wireless | 200 / 25 |
| Whittrio Fixed Wireless | 100 / 30 |
May also be available: AT&T, Hunter Communications & Technologies, Lumen Technologies, T-Mobile USA.
Based on FCC filings for 574 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OR4100857, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TALENT serves 6,293 people |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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