114 S Cherry St, Eaton, OH 45320 Property Records

Preble County property record for 114 S Cherry St, Eaton, OH 45320

Property Summary

Property TypeOffice Building
Details3,456 sqft · built 1909
Lot Size0.149 acres (6,499 sqft)
Owner2 Company Names on File
Tax Bill$1,165 (2025)
Deeds & MortgagesJun 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APNM40-0006-063-01-010-000

Property Details

APN / Parcel Number

Primary APNM40-0006-063-01-010-000

Interior

Stories1 Story
Building Area3,456 sqft Total Area
1st Floor Area3,456 sqft
FlooringWood
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1932
Exterior MaterialConcrete Block
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 46 ft wide
Canopy576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address114 S CHERRY ST
CityEATON
StateOH
Zip45320-2314
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionPT LOTS 99 & 100
Legal Lot Number99-100
JurisdictionPREBLE OH
Township / Civil DivisionEATON
Census Block Group2
Census Block2003
Census Tract455001

Owner

114 S Cherry St, a commercial property, is owned by a company that acquired it in June 2024.

Source: Preble County records, as of March 17, 2026

Owner of Record2 Company Names on File
Mailing Address4675 SMOKER RD, CENTERVILLE, IN 47330-9306
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2024
Deed SaleJun 17, 2024
Prior SaleJun 9, 1987 · Amount on File
Deed Document Number20242110
Deed Book / Page456 / 1028
Prior Transfer DateNov 17, 2009
Prior Transfer Doc00290/0977
Record UpdatedJun 8, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address114 S CHERRY ST, EATON, OH 45320-2314
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00456/1030
DateJun 17, 2024
Book Page456/1030
Instrument202400002111
Lender
NameFIRST BANK RICHMOND NA
TypeBank
AddressRICHMOND, IN 47375
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 10, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 114 S Cherry St was $1,165, up 0.6% from the year before.

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
MunicipalityEaton City
Unified School DistrictEaton Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,165.00 (+0.6%)$28,970 (-) Land $11,120 Building $17,850
2024$1,158.00 (-13.84%)$28,970 (-) Land $11,120 Building $17,850
2023$1,344.00 (+8.65%)$28,970 (+11.72%) Land $11,120 Building $17,850$82,770 Land $31,770 Building $51,000
2022$1,237.00$25,930 Land $9,270 Building $16,660
2020$82,770 Land $31,770 Building $51,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 S Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 114 S Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEATON PUBLIC WATER SYSTEM
serves 8,400 people · EPA ID OH6801612
Water SourceGroundwater
Last State InspectionFeb 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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