114 Rusk Ave, Wells, TX 75976 Property Records

Cherokee County property record for 114 Rusk Ave, Wells, TX 75976

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,790 sqft · built 1973
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Individual Names on File
Last Sale	$74,800 (Jul 2021)
Tax Bill	$769 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108000-00260-0004000`

Property Details

APN / Parcel Number

Primary APN	`108000-00260-0004000`
Alternative APN	`228106000`

Interior

Bedrooms	3 Beds
Building Area	1,790 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,690 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,499 sqft (0.31 acres)
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	108000-00260-0004000
Street Address	114 RUSK AVE
City	WELLS
State	TX
Zip	75976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 26 & 5 WELLS
Legal Block	26
Legal Lot Number	4
Jurisdiction	CHEROKEE TX
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1084
Census Tract	951100

Owner

114 Rusk Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 240, WELLS, TX 75976-9010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Deed Document Number	2021702269
Deed Book / Page	2631 / 377
Prior Transfer Date	Jul 8, 2021
Prior Transfer Doc	2631/377
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	Jul 20, 2021
Property Address	114 RUSK AVE, WELLS, TX 75976
Document Number	2631/377
Book / Page	2631 / 377
Map Reference	CAB A SL 94AB
Instrument Date	Jul 8, 2021
Instrument	702269
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	SECURITY AND GUARANTY ABSTRACT, SECURITY & GUARANTY ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 MURPHY HL, 198, DIBOLL, TX 75941-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RUSK AVE, WELLS, TX 75976

Mortgage

Document Number	702270
Date	Jul 20, 2021
Instrument	702270

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 114 Rusk Ave was $769 with a homeowner's exemption, up 78% from the year before.

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Municipality	Wells Town
Unified School District	Wells Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$769.00 (+78.01%) Homeowner's exemption	$43,140 (-51.63%) Land $3,920 Building $39,220	$43,140 (-51.63%) Land $3,920 Building $39,220
2025	$432.00 Homeowner's exemption	$89,180 Land $3,920 Building $85,260	$89,180 Land $3,920 Building $85,260
2023		$78,060 Land $3,920 Building $74,140	$78,060 Land $3,920 Building $74,140
2022	$686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Rusk Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Rusk Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WELLS serves 853 people · EPA ID TX0370004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30