Cherokee County property record for 114 Rocky Gap Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,164 sqft · built 1997 |
| Lot Size | 2.42 acres (105,415 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 456100343065000 |
| Primary APN | 456100343065000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Heated Area |
| Gross Area | 5,223 sqft |
| 1st Floor Area | 1,141 sqft |
| Upper Floors Area | 1,023 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 105,415 sqft (2.42 acres) |
| Lot Dimensions | 402 ft deep x 195 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,067 sqft |
| Deck Area | Deck Area |
| Patio Area | 492 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 42550 |
|---|---|
| Street Address | 114 ROCKY GAP RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 ROCKY RIDGE SUB 920/24 |
| Legal Subdivision | RIDGE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 930603 |
Source: Cherokee County assessment roll, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 ROCKY GAP RD, MURPHY, NC 28906-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 1, 2001 |
| Deed Sale | Jan 1, 2001 |
| Deed Book / Page | 920 / 24 |
| Last Transfer Date | Oct 8, 2015 |
| Transfer Doc | 01522/0150 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 114 ROCKY GAP RD, MURPHY, NC 28906-4713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01625/0613 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 01625/0613 |
| Instrument | 04854 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 | $262,300 (-) | $262,300 (-) Land $15,390 Building $246,910 |
| 2023 | $262,300 | $262,300 Land $15,390 Building $246,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain Electric Membership Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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