Middlesex County and Watertown City property record for 114 Riverside St, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,408 sqft · built 1887 |
| Lot Size | 0.169 acres (7,380 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Aug 2015) |
| Tax Bill | $13,066 (2026) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43250-11 |
| Primary APN | 43250-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Living Area |
| Gross Area | 3,575 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,380 sqft (0.169 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 9223 |
|---|---|
| Street Address | 114 RIVERSIDE ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T |
| Legal Subdivision | WATERTOWN |
| Legal Block | 5 |
| Legal Lot Number | 30 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 370402 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 RIVERSIDE ST, WATERTOWN, MA 02472-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2015 · Amount on Record |
| Deed Sale | Aug 7, 2015 · Amount on Record |
| Prior Sale | Sep 30, 2011 · Amount on Record |
| Deed Book / Page | 65878 / 329 |
| Transfer Doc | 065878-329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 114 RIVERSIDE ST, WATERTOWN, MA 02472-2715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077839-198 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 77839/198 |
| Instrument | 116703 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 24, 2026 |
| Index | Other |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,066.00 (+6.77%) | $1,071,000 (+2.22%) Land $492,400 Building $578,600 | $1,286,110 (-) |
| 2025 | $12,237.00 (+3.27%) | $1,047,700 (+3.46%) Land $492,400 Building $555,300 | $1,286,110 (+6.77%) |
| 2024 | $11,849.00 (+1.26%) | $1,012,700 (+17.54%) Land $463,900 Building $548,800 | $1,204,505 |
| 2023 | $11,701.00 | $861,600 Land $448,900 Building $412,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, Starry, T-Mobile, Verizon.
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