114 Rivergate Pl, Lodi, CA 95240 Property Records

San Joaquin County property record for 114 Rivergate Pl, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,793 sqft · built 1987
Lot Size	0.132 acres (5,775 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Sep 2018)
Tax Bill	$4,647 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`041-420-090-000`

Property Details

APN / Parcel Number

Primary APN	`041-420-090-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,793 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Construction Type	Wood
Lot Area	5,775 sqft (0.132 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	114 RIVERGATE PL
City	LODI
State	CA
Zip	95240-0556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N
Legal Description	85-FM PT OF 041-250-24
Legal Subdivision	RIVERGATE PLACE UNIT #1
Legal Lot Number	9
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1002
Census Tract	4202

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	114 RIVERGATE PL, LODI, CA 95240-0556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 14, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Apr 6, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	2018-102894
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	114 RIVERGATE PL, LODI, CA 95240-0556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020498
Date	Feb 18, 2020
Instrument	2020-020498

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 14, 2018
Property Address	114 RIVERGATE PL, LODI, CA 95240-0556
Document Number	0000102894
Map Reference	VOL 26 PG 158
Instrument Date	Aug 30, 2018
Instrument	2018-102894
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	114 RIVERGATE PL, LODI, CA 95240-0556

Mortgage

Document Number	0000102895
Date	Sep 14, 2018
Instrument	2018-102895

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 6, 2018
Property Address	114 RIVERGATE PL, LODI, CA 95240-0556
Document Number	0000038487
Instrument Date	Mar 26, 2018
Instrument	38487
Transaction Type	Foreclosure
Record Updated	Jun 22, 2018

Transaction

Amount	Amount Recorded
Tax	$389.98
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	306 REGENT CT STOCKTON CA 952044435, STOCKTON, CA 95204-4435

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,647.00 (+4.24%) Homeowner's exemption	$435,049 (+4.04%) Land $100,395 Building $334,654
2023	$4,458.00 (+2.29%) Homeowner's exemption	$418,158 Land $96,498 Building $321,660
2022	$4,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 individual policies
Nearby Flood Policies	57 units insured incl. 20 condo units
Nearby Flood Claims	10 (1983–2006)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Storms & Flooding, Feb 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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