114 River St, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 114 River St, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1900
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Sep 2011)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R-04-1182-25`

Property Details

APN / Parcel Number

Primary APN	`R-04-1182-25`
Alternative APNs	`SKIN P:057-1 L:000005` `P:057=1 L:000005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	820 sqft Living Area
Gross Area	1,622 sqft
1st Floor Area	524 sqft
Basement Area	524 sqft
Unfinished Basement	524 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-04-1182-25
Street Address	114 RIVER ST
City	WAKEFIELD
State	RI
Zip	02879-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	5
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	3
Census Block	3012
Census Tract	51202

Owner

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 RIVER ST, WAKEFIELD, RI 02879-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2011 · Amount on Record
Deed Sale	Sep 14, 2011 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Book / Page	1443 / 691
Transfer Doc	1417-460
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Jun 5, 2026
Property Address	114 RIVER ST, WAKEFIELD, RI 02879-3212
Document Number	01934-0678
Book / Page	1934 / 678
Instrument Date	May 28, 2026
Instrument	202644227
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIVER ST, WAKEFIELD, RI 02879-3212

Mortgage

Document Number	0000044227,
Date	Jun 5, 2026
Book Page	1934/678
Instrument	202644227

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	114 RIVER ST, SOUTH KINGSTOWN, RI 02879-3212
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1660-723
Date	Dec 13, 2017
Book Page	1660/723

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	114 RIVER ST, SOUTH KINGSTOWN, RI 02879-3212
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1756-136
Date	Sep 3, 2020
Book Page	1756/136
Instrument	8531

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (+2.71%)	$330,400 (+26.93%) Land $171,100 Building $159,300	$480,663
2023	$2,876.00 (+0.91%)	$260,300 (-) Land $131,500 Building $128,800
2022	$2,850.00	$260,300 Land $131,500 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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