114 Ridgeview Rd, Alexander, NC 28701 Property Records

Buncombe County property record for 114 Ridgeview Rd, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,163 sqft · built 1988
Lot Size	4.36 acres (189,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,000 (Apr 2020)
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`672823-2020-202`

Property Details

APN / Parcel Number

Primary APN	`672823-2020-202`
Alternative APNs	`9711-39-4488-00000` `971101394401000` `005464500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,163 sqft Living Area
Gross Area	4,326 sqft
1st Floor Area	2,163 sqft
Basement Area	2,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	189,922 sqft (4.36 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	152 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	672823-2020-202
Street Address	114 RIDGEVIEW RD
City	ALEXANDER
State	NC
Zip	28701-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	PLAT: 0000-0000
Legal Block	3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LEICESTER
Census Block Group	3
Census Block	3018
Census Tract	2604

Owner

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 13, 2020	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
May 23, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING
May 18, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 14, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING
May 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Book / Page	5884 / 449
Last Transfer Date	Dec 4, 2020
Transfer Doc	0059880163
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062401178
Date	Jul 18, 2022
Book Page	6240/1178

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 13, 2020
Property Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730
Document Number	0058840449
Book / Page	5884 / 449
Instrument Date	Apr 9, 2020
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5014 FOXFIELD TRCE SE, 5014, ATLANTA, GA 30339-1973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730

Mortgage

Document Number	58840452
Date	Apr 13, 2020
Instrument	5884/0452

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	May 23, 2018
Property Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730
Document Number	0056660921
Book / Page	5666 / 0921
Map Reference	DD 1338 PG 64
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730

Mortgage

Document Number	0056660924
Date	May 23, 2018
Book Page	5666/0924

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	800 Months
Due	Jan 11, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.01%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730
Document Number	0056660942
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIDGEVIEW RD ALEXANDER NC 287018730, ALEXANDER, NC 28701-8730

Mortgage

Document Number	0056660942
Date	May 23, 2018
Book Page	005666/000942

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	May 22, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.01%

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	May 14, 2018
Property Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730
Document Number	0056630906
Book / Page	5663 / 0906
Map Reference	MB 1453 PG 711
Instrument Date	May 9, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730

Mortgage

Document Number	56630909
Date	May 14, 2018
Instrument	5663/0909

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.02%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 25, 2017
Property Address	114 RIDGEVIEW RD, ALEXANDER, NC 28701-8730
Document Number	0055530085
Book / Page	005553 / 000085
Instrument Date	May 24, 2017
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 RIDGEVIEW RD ALEXANDER NC 287018730, ALEXANDER, NC 28701-8730

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,097.00 (+4.59%)	$400,400 (-) Land $72,800 Building $327,600	$400,400 (-) Land $72,800 Building $327,600
2024	$2,961.00 (+2.74%)
2023	$2,882.00	$400,400	$400,400 (-) Land $87,800 Building $312,600
2021			$400,400 Land $72,800 Building $327,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 95% of North Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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