114 Ridge Bluff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 114 Ridge Bluff, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	1,926 sqft · built 2007
Lot Size	0.161 acres (7,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,400 (Mar 2008)
Tax Bill	$4,269 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G1362200106100000`

Property Details

APN / Parcel Number

Primary APN	`1G1362200106100000`
Alternative APNs	`000000130206` `000000105987` `130206`

Interior

Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,426 sqft
1st Floor Area	1,926 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,022 sqft (0.161 acres)
Lot Dimensions	125 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	164 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	114 RIDGE BLF
City	CIBOLO
State	TX
Zip	78108-3395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEIGHTS OF CIBOLO UNIT #2 (THE) BLOCK 1 LOT 61
Legal Subdivision	HEIGHTS OF CIBOLO UNIT #2 (THE)
Legal Tract	61
Legal Block	1
Legal Lot Number	61
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1018
Census Tract	210612

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 RIDGE BLF, CIBOLO, TX 78108-3395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2008 · Amount on Record
Deed Sale	Mar 5, 2008 · Amount on Record
Deed Document Number	20084074
Deed Book / Page	2593 / 844
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	114 RIDGE BLF, CIBOLO, TX 78108-3395
Document Number	0000003406
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 RIDGE BLF CIBOLO TX 781083395, CIBOLO, TX 78108-3395

Mortgage

Document Number	0000003406
Date	Feb 15, 2019
Instrument	3406

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,495 (-7.25%) Land $45,528 Building $232,967	$278,495 (-7.25%) Land $45,528 Building $232,967
2025	$4,269.00 (-9.03%) Homeowner's exemption	$300,267 (-6.17%) Land $41,987 Building $258,280	$300,267 (-6.17%) Land $41,987 Building $258,280
2024	$4,693.00 (+14.38%)
2023	$4,103.00 (-14.11%) Homeowner's exemption	$320,000 Land $54,305 Building $265,695	$320,000 Land $54,305 Building $265,695
2022	$4,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.