114 Potomac Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 114 Potomac Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,050 sqft · built 1994
Lot Size	0.013 acres (546 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jul 2026)
Tax Bill	$6,739 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-08701-0000-00031-0000-CONDO`

Property Details

APN / Parcel Number

Primary APN	`02-08701-0000-00031-0000-CONDO`
Alternative APNs	`020018201004860000CONDO` `0208701000000031CONDO`

Interior

Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	546 sqft (0.013 acres)

Location & Zoning

Old Parcel Number	020018201004860000CONDO
Street Address	114 POTOMAC DR
City	BASKING RIDGE
State	NJ
Zip	07920-3194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	ADDITIONAL LOTS: L 31.01 C-GAR
Legal Subdivision	MADISON VILLAGE CONDO BLDG 72
Legal Block	8701
Legal Lot Number	31
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3003
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 POTOMAC DR, BASKING RIDGE, NJ 07920-3194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 4, 2023	Intrafamily Transfer, Transfer
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	202619065
Deed Book / Page	7690 / 2528
Prior Transfer Date	Nov 29, 2023
Prior Transfer Doc	0000031362
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 8, 2026
Property Address	114 POTOMAC DR, BASKING RIDGE, NJ 07920-3194
Document Number	0000019065
Book / Page	7690 / 2528
Instrument Date	Jun 20, 2026
Instrument	202619065
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	SIMPLICITY TITLE LLC, SIMPLICITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 POTOMAC DR, BASKING RIDGE, NJ 07920-3194

Mortgage

Document Number	0000019066,
Date	Jul 8, 2026
Instrument	202619066

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000019067,
Date	Jul 8, 2026
Book Page	7690/2551
Instrument	202619067

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 24, 2031

Interest

Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Dec 4, 2023
Property Address	114 POTOMAC DR, BASKING RIDGE, NJ 07920-3194
Document Number	0000031362
Book / Page	7535 / 3537
Instrument Date	Nov 29, 2023
Instrument	2023031362
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 POTOMAC DR, BASKING RIDGE, NJ 07920-3194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 POTOMAC DR, BASKING RIDGE, NJ 07920-3194

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	114 POTOMAC DR, BASKING RIDGE, NJ 07920-3194
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044315
Date	Jul 21, 2021
Book Page	7364/2911
Instrument	2021044315

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,200 (+3.01%) Land $140,000 Building $271,200	$411,200 (+3.01%) Land $140,000 Building $271,200
2025	$6,739.00 (+8.26%)	$399,200 (+27.5%) Land $140,000 Building $259,200	$399,200 (+27.5%) Land $140,000 Building $259,200
2024	$6,225.00 (+7.75%)
2023		$313,100 (+8.98%) Land $124,000 Building $189,100	$313,100 (+8.98%) Land $124,000 Building $189,100
2022	$5,777.00	$287,300 Land $120,000 Building $167,300	$287,300 Land $120,000 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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