Scott County property record for 114 Placid Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,520 sqft · built 2007 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Oct 2025) |
| Tax Bill | $2,033 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2025 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-108.000 |
| Primary APN | 192-10-108.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 PLACID DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY RIDGE |
| Legal Subdivision | HARMONY RIDGE |
| Legal Phase | 1C |
| Legal Lot Number | 139 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
114 Placid Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Scott County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Mar 25, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Mar 25, 2013 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Oct 23, 2025 | Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Mar 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO |
| Jun 5, 2008 | Deed, Subdivision Related Transfer · FHA Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Prior Sale | Mar 13, 2019 · Amount on File |
| Deed Document Number | 2025559651 |
| Deed Book / Page | 461 / 594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NAITONWIDE TITLE CLEARINS IN |
| Name | Verified Name |
|---|
| Document Number | 0M1654/537 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | M1654/537 |
| Instrument | 445577 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 0M1828/435 |
|---|---|
| Date | Mar 25, 2025 |
| Book Page | M1828/435 |
| Instrument | 532710 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 23, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0M1131/365 |
|---|---|
| Date | Mar 25, 2013 |
| Book Page | M1131/365 |
| Instrument | 295076 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 17, 2026 |
| Property Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 0000602480 |
| Book / Page | 1918 / 760 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026602480 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 0000602480, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 1918/760 |
| Instrument | 2026602480 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 23, 2025 |
| Property Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 00D461/594 |
| Book / Page | D461 / 594 |
| Map Reference | CAB 8 SL 368 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 559651 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1311 AMMERMAN PIKE, CYNTHIANA, KY 41031-6522 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 0000559654 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 559654 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 13, 2019 |
| Property Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | D403/876 |
| Book / Page | D403 / 876 |
| Map Reference | CAB 8 SL 368 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 397758 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | EXECUTIVE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 PLACID DR, 114, GEORGETOWN, KY 40324-9689 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 397759 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 397759 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 5, 2008 |
| Property Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | D318/018 |
| Book / Page | D318 / 018 |
| Map Reference | CAB8 SL368 |
| Instrument Date | Jun 4, 2008 |
| Instrument | 170293 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1595 MERCER RD STE 120, 1595, LEXINGTON, KY 40511-1183 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 114 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Investor | Possibly a Property Investor |
| Document Number | 00M901/698 |
|---|---|
| Date | Jun 5, 2008 |
| Book Page | M901/698 |
| Instrument | 170294 |
| Name | TAYLOR BEAN & WHITAKER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2038 |
The 2025 property tax bill for 114 Placid Dr was $2,033, up 3.1% from the year before.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,000 (+22.65%) | $280,000 (+22.65%) | |
| 2025 | $2,033.00 (+3.09%) | $228,300 (+4.1%) | $228,300 (+4.1%) |
| 2024 | $1,972.00 (+3.52%) | $219,300 (+4.33%) | $219,300 (+4.33%) |
| 2023 | $1,905.00 (+16.3%) | $210,200 (+11.28%) Land $33,000 Building $177,200 | $210,200 (+11.28%) Land $33,000 Building $177,200 |
| 2022 | $1,638.00 | $188,900 Land $33,000 Building $155,900 | $188,900 Land $33,000 Building $155,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Placid Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Placid Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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