114 Pine St, Cape Charles, VA 23310 Property Records

Northampton County property record for 114 Pine St, Cape Charles, VA 23310

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 768 sqft · built 1962
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (Aug 2017)
Tax Bill$4,490 (2025)
Deeds & MortgagesDec 2021 Refinance
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN83A3-13-A

Property Details

APN / Parcel Number

Primary APN83A3-13-A
Alternative APNs
  • 426570
  • 10260

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Exterior MaterialAsbestos
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions51 ft deep x 80 ft wide
PorchOpen Porch
Porch Area34 sqft

Utilities, Heating & Cooling

Heating SystemOther
Heating FuelOil

Location & Zoning

Account Number426570
Street Address114 PINE ST
CityCAPE CHARLES
StateVA
Zip23310-3114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT A CORNER OF RANDOLPH & P LOT A CORNER OF RANDOLPH & P
Legal Lot NumberA
JurisdictionNORTHAMPTON VA
Township / Civil Division2
Census Block Group2
Census Block2045
Census Tract930301

Owner

Source: Northampton County records · APN 83A3-13-A

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 122, MACHIPONGO, VA 23405-0122
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BLUE RIDGE BANK NA
Apr 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Aug 29, 2017Warranty Deed, Transfer · Stand-Alone First Mortgage
PARTY III

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2017 · Amount on Record
Deed SaleAug 29, 2017 · Amount on Record
Deed Document Number0170001336
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address114 PINE ST, CAPE CHARLES, VA 23310-3114
Transaction TypeMortgage
Record UpdatedFeb 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210003239
DateDec 22, 2021
Instrument210003239
Lender
NameBLUE RIDGE BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address114 PINE ST, CAPE CHARLES, VA 23310-3114
Transaction TypeMortgage
Record UpdatedFeb 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190000591
DateApr 19, 2019
Instrument190000591
Lender
NameBANK OF AMERICA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049
Interest
Rate TypeFixed Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateAug 29, 2017
Property Address114 PINE ST, CAPE CHARLES, VA 23310-3114
Document Number0170001336
Instrument DateAug 16, 2017
Instrument170001336
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 122, MACHIPONGO, VA 23405-0122

Mortgage

Document Number0170001337
DateAug 29, 2017
Instrument170001337
Lender
NamePARTY III
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCape Charles Town
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,490.00 (+47.41%)$636,900 (+58.87%) Land $197,400 Building $439,500
2024$636,900 (+58.87%) Land $197,400 Building $439,500
2023$3,046.00$400,900 Land $182,400 Building $218,500$400,900 Land $182,400 Building $218,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies98 units insured
incl. 15 condo units

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Cape Charles Historic District
listed 1991 · 588 contributing resources · NRIS 90002122

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Eastern Shore of Virginia Broadband Authority
Fiber
200 / 200
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 349 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF CAPE CHARLES
serves 1,342 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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