114 Pine Ridge Loop, Newland, NC 28657 Property Records

Avery County property record for 114 Pine Ridge Loop, Newland, NC 28657

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 2,031 sqft · built 1980
Owner2 Individual Names on Record
Last Sale$325,000 (Jul 2020)
Tax Bill$1,313 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN73403

Property Details

APN / Parcel Number

Primary APN73403
Alternative APN
  • 18441035288500000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,031 sqft Heated Area
Basement Area669 sqft
Finished Basement240 sqft
Unfinished Basement429 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area244 sqft
Deck Area382 sqft
Patio Area382 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number73403
Street Address114 PINE RIDGE LOOP
CityNEWLAND
StateNC
Zip28657-8421
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLH PINE RIDGE 010 PLAT 3-87
Legal SubdivisionLH PINE RIDGE
JurisdictionAVERY NC
Township / Civil DivisionPINEOLA
Census Block Group3
Census Block3057
Census Tract930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1545 S JACKSON ST, DENVER, CO 80210-3026
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Deed of Trust, Mortgage
QUICKEN LNS
Jul 16, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2020 · Amount on Record
Deed SaleJul 16, 2020 · Amount on Record
Prior SaleAug 3, 2006 · Amount on Record
Deed Document Number0005451596
Deed Book / Page545 / 1596
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address114 PINE RIDGE LOOP, NEWLAND, NC 28657-8421
Document Number0005451598
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address114 PINE RIDGE LOOP NEWLAND NC 286578421, NEWLAND, NC 28657-8421

Mortgage

Document Number0005451598
DateJul 16, 2020
Book Page000545/001598
Instrument3346
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJul 16, 2020
Property Address114 PINE RIDGE LOOP, NEWLAND, NC 28657-8421
Document Number0005451592
Book / Page000545 / 001592
Instrument DateJul 8, 2020
Instrument3345
Transaction TypeTransfer
Record UpdatedAug 7, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$650.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1539 S JACKSON ST DENVER CO 802103026, DENVER, CO 80210-3026

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,313.00$328,300 (-) Land $55,000 Building $273,300$328,300 (-) Land $55,000 Building $273,300
2023$1,313.00 (-5.2%)$328,300 (-) Land $55,000 Building $273,300$328,300 (-) Land $55,000 Building $273,300
2022$1,385.00$328,300 Land $55,000 Building $273,300$328,300 Land $55,000 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims116 (1989–2024)
Claims Outside the SFHA22 of 116
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 49 claims
  • Hurricane Ivan, Sep 2004 · 22 claims
  • Tropical Storm Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINVILLE LAND HARBOR
private · serves 2,280 people · EPA ID NC0106104
Water SourceGroundwater
Last State InspectionFeb 2026
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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