Frederick County property record for 114 Penwick Cir, Frederick, MD 21702 · Last verified April 2026
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,526 sqft · built 2001 |
| Lot Size | 0.068 acres (2,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2012) |
| Tax Bill | $5,873 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-209039 |
| Primary APN | 02-209039 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,526 sqft Living Area |
| 1st Floor Area | 895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,960 sqft (0.068 acres) |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 209039 |
|---|---|
| Street Address | 114 PENWICK CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-5106 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 7039 PLAT 14 2,960 SQ. FT. TASKERS CHANCE |
| Legal Subdivision | TASKERS CHANCE 14 SEC 07 |
| Legal Lot Number | 7039 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 750504 |
Source: Frederick County records · APN 02-209039
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 PENWICK CIR, FREDERICK, MD 21702-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING |
| Nov 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2012 · Amount on Record |
| Deed Sale | Jul 11, 2012 · Amount on Record |
| Prior Sale | Oct 12, 2001 · Amount on Record |
| Deed Book / Page | 8979 / 326 |
| Prior Transfer Date | Mar 12, 2012 |
| Prior Transfer Doc | 0088060069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 12, 2026 |
| Property Address | 114 PENWICK CIR, FREDERICK, MD 21702-5106 |
| Document Number | 1800000364 |
| Book / Page | 18001 / 364 |
| Instrument Date | Aug 03, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 114 PENWICK CIR, FREDERICK, MD 21702-5106 |
| Document Number | 1800000364, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 18001/364 |
| Name | PLANET HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 114 PENWICK CIR, FREDERICK, MD 21702-5106 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0162380033 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 16238/33 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $365,000 (+17.11%) Land $70,000 Building $295,000 | $365,000 (-) Land $70,000 Building $295,000 | |
| 2024 | $5,873.00 (+7.15%) | ||
| 2023 | $5,481.00 Homeowner's exemption | $311,667 | $365,000 Land $70,000 Building $295,000 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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