114 Pebble Beach Dr, Georgetown, KY 40324 Property Records

Scott County property record for 114 Pebble Beach Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,936 sqft
Lot Size1.05 acres (45,825 sqft)
OwnerIndividual Name on File
Tax Bill$2,771 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN137-20-040.000

Property Details

APN / Parcel Number

Primary APN137-20-040.000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,936 sqft Living Area

Exterior

Exterior MaterialBrick
Foundation TypeBlock
Lot Area45,825 sqft (1.05 acres)
Garage TypeMixed
Garage Area1,084 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address114 PEBBLE BEACH DR
CityGEORGETOWN
StateKY
Zip40324-9590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEHEDGE ESTATES
Legal SubdivisionSTONEHEDGE ESTATES
Legal BlockB
Legal Lot Number17
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1006
Census Tract40607

Owner

114 Pebble Beach Dr is owned and occupied by an individual.

Source: Scott County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address114 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 28, 2017Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address114 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590
Transaction TypeMortgage
Record UpdatedFeb 24, 2022
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1672/180
DateFeb 14, 2022
Book PageM1672/180
Instrument450679
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address114 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1349/584
DateJul 28, 2017
Book PageM1349/584
Instrument372301
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 27, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address114 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9590
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1510/396
DateMay 22, 2020
Book PageM1510/396
Instrument416536
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSANTA ROSA, CA 95401
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 114 Pebble Beach Dr was $2,771.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,200 (-)$311,200 (-)
2025$2,771.00$311,200$311,200
2023$2,457.00$271,000 Land $50,000 Building $221,000$271,000 Land $50,000 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Pebble Beach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Pebble Beach Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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