114 Patricks Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 114 Patricks Ct, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,608 sqft · built 1990
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (May 2011)
Tax Bill	$2,491 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-021615`

Property Details

APN / Parcel Number

Primary APN	`07-021615`
Alternative APN	`021615`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	021615
Street Address	114 PATRICKS CT
City	SMITHSBURG
State	MD
Zip	21783-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 0.26A 114 PATRICKS COURT WHISPERING HILLS
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3003
Census Tract	11301

Owner

Source: Washington County records · APN 07-021615

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	114 PATRICKS CT, SMITHSBURG, MD 21783-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB
Jan 03, 2017	Deed of Trust, Mortgage · VA Mortgage PROSPECT MORTGAGE LLC
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage WOODSBORO BANK
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2011 · Amount on Record
Deed Sale	May 04, 2011 · Amount on Record
Prior Sale	Sep 02, 2004
Deed Document Number	20114082/0131
Deed Book / Page	4082 / 131
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Jun 29, 2026
Property Address	114 PATRICKS CT, SMITHSBURG, MD 21783-2008
Document Number	7959000085
Book / Page	7959 / 85
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	114 PATRICKS CT, SMITHSBURG, MD 21783-2008

Mortgage

Document Number	7959000085,
Date	Jun 29, 2026
Book Page	7959/85

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	114 PATRICKS CT, SMITHSBURG, MD 21783-2008
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LAKESIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054060235
Date	Jan 03, 2017
Book Page	5406/0235
Instrument	5406-0235

Lender

Name	PROSPECT MORTGAGE LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	114 PATRICKS CT, SMITHSBURG, MD 21783-2008
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PATRICKS CT, SMITHSBURG, MD 21783-2008

Mortgage

Document Number	0067720475
Date	Sep 28, 2021
Book Page	6772/475

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	114 PATRICKS CT, SMITHSBURG, MD 21783-2008
Document Number	0064690101
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 PATRICKS CT SMITHSBURG MD 217832008, SMITHSBURG, MD 21783-2008

Mortgage

Document Number	0064690101
Date	Dec 30, 2020
Book Page	006469/000101

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	1525 S BELT LINE RD, COPPELL, TX 75019-4913

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,167 (+6.12%)	$306,900 (-) Land $65,600 Building $241,300
2025	$2,491.00 (+14.06%)	$273,433 (+14.54%)	$306,900 (+19.56%) Land $65,600 Building $241,300
2023	$2,184.00	$238,733	$256,700 Land $65,600 Building $191,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006, tidal / storm surge

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 295 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Fiber	2,300 / 2,300
Xfinity	Fiber	2,000 / 250
Schurz Communications	Cable	1,300 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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