114 Pasco Loop, Waynesville, NC 28785 Property Records

Haywood County property record for 114 Pasco Loop, Waynesville, NC 28785

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,203 sqft · built 2006
Lot Size	0.25 acres (10,873 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2017)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8607-05-4215`

Property Details

APN / Parcel Number

Primary APN	`8607-05-4215`
Alternative APNs	`250078` `288923`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,203 sqft Heated Area
Gross Area	2,072 sqft
1st Floor Area	1,203 sqft
Upper Floors Area	447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Vinyl
Lot Area	10,873 sqft (0.25 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	288923
Street Address	114 PASCO LOOP
City	WAYNESVILLE
State	NC
Zip	28785-7224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#16 FOX RUN MEADOWS
Legal Subdivision	FOX RUN MEADOWS
Legal Unit	16
Jurisdiction	HAYWOOD NC
Township / Civil Division	IVY HILL
Census Block Group	2
Census Block	2000
Census Tract	920702

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 PASCO LOOP, WAYNESVILLE, NC 28785-7224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 24, 2017	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
Mar 21, 2017	Warranty Deed, Transfer · Conventional with PMI CHAMPION CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	20179846
Deed Book / Page	939 / 462
Prior Transfer Date	Apr 25, 2007
Prior Transfer Doc	0007031703
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	114 PASCO LOOP, WAYNESVILLE, NC 28785-7224
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010612483
Date	May 2, 2022
Book Page	1061/2483
Instrument	2022004777

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	114 PASCO LOOP, WAYNESVILLE, NC 28785-7224
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010600562
Date	Apr 12, 2022
Book Page	1060/562
Instrument	2022003965

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 24, 2017
Property Address	114 PASCO LOOP, WAYNESVILLE, NC 28785-7224
Document Number	0009390462
Book / Page	939 / 0462
Map Reference	CAB C SL4334
Instrument Date	Oct 24, 2017
Instrument	2017009846
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1445 CEDAR ROCK CHURCH RD, 1445, EASLEY, SC 29640-7833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PASCO LOOP, WAYNESVILLE, NC 28785-7224

Mortgage

Document Number	2017009847
Date	Oct 24, 2017
Instrument	2017009847

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 21, 2017
Property Address	114 PASCO LOOP, WAYNESVILLE, NC 28785-7224
Document Number	0009250451
Book / Page	000925 / 000451
Instrument Date	Mar 14, 2017
Instrument	2494
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	114 PASCO LOOP WAYNESVILLE NC 287857224, WAYNESVILLE, NC 28785-7224

Mortgage

Document Number	9250455
Date	Mar 21, 2017
Book Page	000925/000455
Instrument	2495

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,900 (-) Land $21,900 Building $232,000
2025	$1,809.00	$253,900 (-) Land $21,900 Building $232,000	$253,900 (-) Land $21,900 Building $232,000
2023		$253,900 Land $21,900 Building $232,000	$253,900 (-) Land $21,900 Building $232,000
2021			$253,900 Land $21,900 Building $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGGIE VALLEY SANITARY DIST serves 9,629 people · EPA ID NC0144040
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Zito Media Cable	1,000 / 25
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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