114 Old Mill Rd, Morganton, NC 28655 Property Records

Burke County property record for 114 Old Mill Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1943
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2024)
Tax Bill	$528 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1773518823`

Property Details

APN / Parcel Number

Primary APN	`1773518823`
Alternative APNs	`82760305` `43708`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	896 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft
Flooring	Softwood

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	82760305
Old Parcel Number	1773518823
Street Address	114 OLD MILL RD
City	MORGANTON
State	NC
Zip	28655-5033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL BUS DIST WITH RT
Legal Description	114 OLD MILL ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	4
Census Block	4040
Census Tract	21203

Owner

Source: Burke County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	114 OLD MILL RD, MORGANTON, NC 28655-5033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITY OF LENOIR
Oct 25, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Deed Document Number	0002772388
Deed Book / Page	2772 / 388
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	114 OLD MILL RD, MORGANTON, NC 28655-5033
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027720432
Date	Oct 25, 2024
Book Page	2772/432
Instrument	2024009527

Lender

Name	CITY OF LENOIR
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 25, 2024
Property Address	114 OLD MILL RD, MORGANTON, NC 28655-5033
Document Number	0027720388
Book / Page	2772 / 388
Instrument Date	Oct 25, 2024
Instrument	2024009519
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	556 WHITE OAKS DRIVE, MORGANTON, NC 28655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 OLD MILL STREET, MORGANTON, NC 28655-5033

Mortgage

Document Number	2024009520
Date	Oct 25, 2024
Instrument	2024009520

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Mortgage

Document Number	0027720407
Date	Oct 25, 2024
Book Page	2772/407
Instrument	2024009521

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Glen Alpine Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (+4.55%)	$53,532 (+8.9%) Land $460 Building $53,072	$53,532 (+8.9%) Land $460 Building $53,072
2023	$505.00	$49,158 Land $460 Building $48,698	$49,158 Land $460 Building $48,698

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Compas X-Stream.

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