Albany County and Guilderland Town property record for 114 Okara Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,857 sqft · built 1957 |
| Lot Size | 0.386 acres (16,819 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Sep 2025) |
| Tax Bill | $8,439 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 39.12-1-12 |
| Primary APN | 013089 39.12-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Upper Floors Area | 273 sqft |
| Basement Area | 338 sqft |
| Finished Basement | 338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 16,819 sqft (0.386 acres) |
| Lot Dimensions | 166 ft deep x 101 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Slab |
| Porch Area | 224 sqft |
| Canopy | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03901200010120000000 |
|---|---|
| Street Address | 114 OKARA DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 33 |
| Legal Subdivision | MAP #2 MOHAWK VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14616 |
114 Okara Dr is owned and occupied by an individual who bought it in September 2025.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 OKARA DR, SCHENECTADY, NY 12303-5724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · VA Mortgage HOMESTEAD FUNDING CORP |
| Aug 16, 2017 | Deed of Trust, Mortgage SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | Aug 23, 2021 · Amount on File |
| Deed Document Number | 202516830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 114 OKARA DR, SCHENECTADY, NY 12303-5724 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20204 WATERS VIEW CIR, COHOES, NY 12047-5243 |
| Document Number | 0000006831 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | R2025-16831 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 114 OKARA DR, SCHENECTADY, NY 12303-5724 |
| Document Number | 0000020150 |
| Instrument Date | Aug 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 114 OKARA DR SCHENECTADY NY 123035724, SCHENECTADY, NY 12303-5724 |
| Document Number | 0000020150 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 20150 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 114 Okara Dr was $8,439 with a homeowner's exemption, up 6.3% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,439.00 (+6.3%) Homeowner's exemption | ||
| 2025 | $7,939.00 Homeowner's exemption | $287,000 Land $57,000 Building $230,000 | $382,667 Land $76,000 Building $306,667 |
| 2023 | $287,000 (-) Land $57,000 Building $230,000 | $337,647 (+7.06%) Land $67,059 Building $270,588 | |
| 2022 | $287,000 Land $57,000 Building $230,000 | $315,385 Land $62,637 Building $252,748 | |
| 2021 | $7,005.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Okara Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Okara Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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