114 Oaktrace Pl, Savannah, GA 31419 Property Records

Chatham County property record for 114 Oaktrace Pl, Savannah, GA 31419

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,458 sqft · built 2007
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jan 2026)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-1029-02-107`

Property Details

APN / Parcel Number

Primary APN	`2-1029-02-107`
Alternative APN	`R326R092`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,458 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	197 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	114 OAKTRACE PL
City	SAVANNAH
State	GA
Zip	31419-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 18 SOUTH OAKS PLACE SUB SMB 34S 30 .36 AC
Legal Subdivision	S PLACE SUB
Legal Lot Number	18
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	1
Census Block	1010
Census Tract	10814

Owner

114 Oaktrace Pl is owned and occupied by an individual who bought it in January 2026.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage METRO CITY BANK
Oct 14, 2021	Warranty Deed, Transfer
May 11, 2018	Warranty Deed, Transfer · FHA Mortgage SYNOVUS MORTGAGE
May 31, 2007	Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Oct 14, 2021 · Amount on File
Deed Book / Page	3891 / 281
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 29, 2026
Property Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204
Document Number	0038910281
Book / Page	3891 / 281
Instrument Date	Jan 28, 2026
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204

Mortgage

Document Number	0003891283
Date	Jan 29, 2026
Instrument	3891/283

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 14, 2021
Property Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204
Document Number	2579/156
Book / Page	2579 / 156
Instrument Date	Oct 14, 2021
Instrument	2021-013534
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204

Mortgage

Document Number	0000002579/0000000158
Date	Oct 21, 2021
Book Page	0000002579/0000000158

Lender

Name	METRO CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2020

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 14, 2021
Property Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204
Document Number	2579/185
Book / Page	2579 / 185
Instrument Date	Oct 14, 2021
Instrument	2021-013536
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 11, 2018
Property Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204
Document Number	0013450363
Book / Page	1345 / 363
Instrument Date	May 11, 2018
Instrument	2018-004386
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204

Mortgage

Document Number	0013450366
Date	May 11, 2018
Book Page	1345/366

Lender

Name	SYNOVUS MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

May 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	May 31, 2007
Property Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204
Document Number	00326R0092
Book / Page	326R / 092
Instrument Date	May 31, 2007
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 OAKTRACE PL, SAVANNAH, GA 31419-6204

Mortgage

Document Number	00326R0093
Date	Jun 4, 2007
Book Page	326R/093

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 1, 2014

Tax Assessment & Valuation

The 2025 property tax bill for 114 Oaktrace Pl was $2,868, down 0.7% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,720 (+37.17%) Land $24,000 Building $215,720	$599,300 (+37.17%) Land $60,000 Building $539,300
2025	$2,868.00 (-0.66%)	$174,760 Land $20,800 Building $153,960	$436,900 Land $52,000 Building $384,900
2024	$2,887.00
2023		$133,000 (+8.73%) Land $20,800 Building $112,200	$332,500 (+8.73%) Land $52,000 Building $280,500
2022	$3,876.00	$122,320 Land $20,800 Building $101,520	$305,800 Land $52,000 Building $253,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Oaktrace Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 89 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	10 (2016–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Oaktrace Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-GEORGETOWN/GATEWAY serves 14,589 people · EPA ID GA0510081
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

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