114 Oak Ave, Wilmington, DE 19805 Property Records

New Castle County property record for 114 Oak Ave, Wilmington, DE 19805

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 852 sqft · built 1930
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Feb 2025)
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-004.00-239`

Property Details

APN / Parcel Number

Primary APN	`19-004.00-239`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	852 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	114 OAK AVE
City	WILMINGTON
State	DE
Zip	19805-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	19R1
Legal Description	LEGAL-L41 42 43 44
Legal Subdivision	OAK GROVE
Legal Block	G
Legal Lot Number	41-44
Jurisdiction	NEW CASTLE DE
Township / Civil Division	LOWER CHRISTIANA
Census Block Group	3
Census Block	3006
Census Tract	12400

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 OAK AVE, WILMINGTON, DE 19805-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC
Jun 23, 2021	Intrafamily Transfer, Transfer · Construction Mortgage FLIP FUNDING LLC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Jun 21, 2001 · Amount on Record
Deed Document Number	202512416
Prior Transfer Date	May 3, 2021
Prior Transfer Doc	0000072764
Record Updated	Oct 29, 2026

August 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 19, 2021
Property Address	114 OAK AVE, WILMINGTON, DE 19805-5026
Document Number	0000097478
Map Reference	MB Z-24 PG 601
Instrument Date	Aug 17, 2021
Instrument	20210819-0097478
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	114 OAK AVE, WILMINGTON, DE 19805-5026

Mortgage

Document Number	0000097481
Date	Aug 19, 2021
Instrument	20210819-0097481

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 23, 2021
Property Address	114 OAK AVE, WILMINGTON, DE 19805-5026
Document Number	0000072764
Map Reference	DOC 200610300102560
Instrument Date	May 3, 2021
Instrument	20210623-0072764
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BERNARD BLVD, HOCKESSIN, DE 19707-9756

Mortgage

Document Number	0000072767
Date	Jun 23, 2021
Instrument	20210623-0072767

Lender

Name	FLIP FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2022

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	114 OAK AVE, WILMINGTON, DE 19805-5026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107446
Date	Nov 30, 2020
Instrument	20201130-0107446

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Elsmere Town
Unified School District	Red Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,813.00 (+55.62%)	$256,800 (+529.41%) Land $47,800 Building $209,000
2024			$221,850
2023	$1,165.00	$40,800 Land $11,400 Building $29,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1979–2013)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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