114 N Pine St, Pineville, KY 40977 Property Records

Bell County property record for 114 N Pine St, Pineville, KY 40977

Property Summary

Property Type	Commercial
Details	7,076 sqft
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2023)
Tax Bill	$4,215 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`075-23-01-002.00`

Property Details

APN / Parcel Number

Primary APN	`075-23-01-002.00`
Alternative APNs	`5732` `197`

Interior

Stories	1 Story
Building Area	7,076 sqft Living Area

Exterior

Exterior Material	Other
Construction Type	Concrete
Roof Material	Tar & Gravel

Location & Zoning

Account Number	5732
Street Address	114 N PINE ST
City	PINEVILLE
State	KY
Zip	40977-1647
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 38-39 BLK 3; PMI
Legal Lot Number	38-39
Jurisdiction	BELL KY
Township / Civil Division	PINEVILLE
Census Block Group	3
Census Block	3019
Census Tract	960200

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 N WALNUT ST, PINEVILLE, KY 40977-1639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed, Transfer · Commercial Mortgage FIRST STATE FINANCIAL INC
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL BANK CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	196870
Deed Book / Page	D401 / 496
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jun 6, 2023
Property Address	114 N PINE ST, PINEVILLE, KY 40977-1647
Document Number	00D401/496
Book / Page	D401 / 496
Instrument Date	Jun 1, 2023
Instrument	196870
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	267 PINE MOUNTAIN ESTATE RD, PINEVILLE, KY 40977-7556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 PINE ST, PINEVILLE, KY 40977

Mortgage

Document Number	0000196871
Date	Jun 6, 2023
Instrument	196871

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2033

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	114 N PINE ST, PINEVILLE, KY 40977-1647
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M361/313
Date	Jan 6, 2020
Book Page	M361/313
Instrument	181571

Lender

Name	HOME FEDERAL BANK CORP
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Pineville City
Unified School District	Pineville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,215.00 (-3.39%)	$285,000 (-) Land $285,000	$285,000 (-) Land $285,000
2023	$4,363.00	$285,000	$285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1981–2020)
Claims Outside the SFHA	4 of 30
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 2 claims Severe Storms And Flooding, Mar 2002 · 4 claims Severe Weather, Freezing Rain, Sleet, Snw, Feb 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEVILLE WATER SYSTEM serves 16,573 people · EPA ID KY0070353
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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