114 N Jackson St, Gardner, IL 60424 Property Records

Grundy County property record for 114 N Jackson St, Gardner, IL 60424

Property Summary

Property Type	Commercial
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jun 2019)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-04-462-001`

Property Details

APN / Parcel Number

Primary APN	`12-04-462-001`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	114 N JACKSON ST
City	GARDNER
State	IL
Zip	60424-7407
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIG TN GARDNER LTS 7 & 8 BLK 22 SEC 4-31-8
Legal Range	08W
Legal Township	31N
Legal Section	04
Legal Subdivision	ORIGINAL TOWN GARDNER
Legal Block	22
Legal Lot Number	7-8
Jurisdiction	GRUNDY IL
Township / Civil Division	GARFIELD
Census Block Group	4
Census Block	4008
Census Tract	900

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	500 E ROSE LN, GODLEY, IL 60407-9000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GRUNDY BANK
May 21, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GRUNDY BANK
Jun 11, 2019	Quit Claim Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Deed Document Number	2019584986
Last Transfer Date	May 5, 2021
Transfer Doc	0000603602
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	114 N JACKSON ST, GARDNER, IL 60424-7407
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000603677
Date	May 24, 2021
Instrument	603677

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	May 21, 2021
Property Address	114 N JACKSON ST, GARDNER, IL 60424-7407
Document Number	0000603602
Instrument Date	May 5, 2021
Instrument	603602
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E ROSE LN, GODLEY, IL 60407-9000

Mortgage

Document Number	0000603677
Date	May 21, 2021
Instrument	603677

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 11, 2019
Property Address	114 N JACKSON ST, GARDNER, IL 60424-7407
Document Number	0000584986
Instrument Date	Jun 6, 2019
Instrument	584986
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16316 W DIANE WAY MANHATTAN IL 604429772, MANHATTAN, IL 60442-9772

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Garfield Township
Municipality	Gardner Village
Elementary School District	Gardner Community Consolidated School District 72C (KG - 08)
Secondary School District	Gardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (+30.3%)	$22,726 (+30.32%) Land $9,818 Building $12,908	$68,178 (+30.32%) Land $29,454 Building $38,724
2022	$1,429.00	$17,439 Land $7,534 Building $9,905	$52,317 Land $22,602 Building $29,715

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1982–2015)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER serves 1,361 people · EPA ID IL0630400
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50

May also be available: Verizon, Watch TV.

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