Berrien County property record for 114 N Cayuga St, Buchanan, MI 49107 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,971 sqft · built 1944 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,900 (Apr 2018) |
| Tax Bill | $3,192 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-0026-0044-00-1 |
| Primary APN | 58-0026-0044-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,971 sqft Living Area |
| 1st Floor Area | 1,971 sqft |
| Basement Area | 308 sqft |
| Unfinished Basement | 308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 148 ft deep x 98 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 114 N CAYUGA ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 29 RDS N OF S1/4 PST OF SEC 26 T7S R18W TH N 98' TH W 9 RDS TH S 98' TH E 9 RDS TO BEG |
| Legal Range | 18W |
| Legal Township | 07S |
| Legal Section | 26 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 20200 |
Source: Berrien County records · APN 58-0026-0044-00-1
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK |
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Apr 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2018 · Amount on Record |
| Deed Sale | Apr 06, 2018 · Amount on Record |
| Prior Sale | Mar 08, 2005 · Amount on Record |
| Deed Book / Page | 3202 / 629 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 114 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 114 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Document Number | 03346/1426 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 3346/1426 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 114 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03270/1199 |
|---|---|
| Date | Apr 01, 2020 |
| Book Page | 3270/1199 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 06, 2018 |
| Property Address | 114 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Document Number | 03202/0629 |
| Book / Page | 3202 / 0629 |
| Instrument Date | Apr 04, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,238.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 114 N CAYUGA ST, BUCHANAN, MI 49107-1102 |
| Document Number | 0003202631 |
|---|---|
| Date | Apr 06, 2018 |
| Instrument | 3202/631 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,800 (+19.3%) | $259,600 (+19.3%) | |
| 2025 | $3,192.00 (+8.09%) | ||
| 2023 | $108,800 | $217,600 | |
| 2022 | $2,953.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210202005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1981–1982) |
| Most Recent Claim | Mar 1982, tidal / storm surge |
| Wildfire Risk | Low above 4% of the US · above 9% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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