114 N Bailey St, Lowell, AR 72745 Property Records

Benton County property record for 114 N Bailey St, Lowell, AR 72745

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,277 sqft · built 1999
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$236,568 (Apr 2026)
Tax Bill$2,777 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2023 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN12-01458-000

Property Details

APN / Parcel Number

Primary APN12-01458-000
Alternative APNs
  • 44051.0
  • 44051

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,277 sqft Living Area
Gross Area1,697 sqft
1st Floor Area1,277 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area680 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area20 sqft
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address114 N BAILEY ST
CityLOWELL
StateAR
Zip72745-8458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT 07/01/1997 22L-294
Legal Range30
Legal Township18
Legal Section01
Legal SubdivisionSOUTHVIEW SUB PH II-LOWELL
Legal Lot Number24
JurisdictionBENTON AR
Township / Civil Division3
Census Block Group3
Census Block3016
Census Tract21406

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 N BAILEY ST, LOWELL, AR 72745-8458
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 30, 2026Warranty Deed, Transfer · FHA Mortgage
WASCO TITLE, WACO TITLE
Apr 30, 2026Warranty Deed, Transfer · FHA Mortgage
MORTGAGE MORTGAGE
Dec 12, 2024Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Jul 31, 2020Loan Modification, Mortgage · Conventional with PMI
PENNYMAC
Apr 17, 2018Warranty Deed, Transfer
HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleDec 12, 2024 · Amount on Record
Deed Document Number202624293
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address114 N BAILEY ST, LOWELL, AR 72745-8458
Transaction TypeMortgage
Record UpdatedJun 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL202208782
DateFeb 9, 2022
InstrumentL202208782
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address114 N BAILEY ST, LOWELL, AR 72745-8458
Transaction TypeMortgage
Record UpdatedJun 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL202363601
DateDec 13, 2023
InstrumentL202363601
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term251 Months
DueNov 28, 2044

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateApr 30, 2026
Property Address114 N BAILEY ST, LOWELL, AR 72745-8458
Document Number0000024293
Instrument DateApr 27, 2026
Instrument2026.24293
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyWASCO TITLE, WACO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$78,847.67
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 N BAILEY ST, LOWELL, AR 72745-8458

Mortgage

Document Number0000024294,
DateApr 30, 2026
Instrument2026..24294
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateApr 30, 2026
Property Address114 N BAILEY ST, LOWELL, AR 72745-8458
Document NumberL202624293
Instrument DateApr 27, 2026
Instrument202624293
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyWACO LAND TITLE, WACO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$78,847.67
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 N BAILEY ST, LOWELL, AR 72745-8458

Mortgage

Document Number0000024294,
DateApr 30, 2026
Instrument202624294
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Max Rate-1%

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateDec 12, 2024
Property Address114 N BAILEY ST, LOWELL, AR 72745-8458
Document NumberL202466250
Map ReferenceMB 22 PG 294
Instrument DateDec 8, 2024
InstrumentL202466250
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyWACO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$877.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13547 NICKELS RD, WEST FORK, AR 72774-9404

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address114 N BAILEY ST, LOWELL, AR 72745-8458

Mortgage

Document NumberL202466251
DateDec 12, 2024
InstrumentL202466251
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBENTON AR
Property Address114 N BAILEY ST, LOWELL, AR 72745-8458
Document Number0000058515
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 N BAILEY ST LOWELL AR 727458458, LOWELL, AR 72745-8458

Mortgage

Document Number0000058515
DateSep 17, 2020
Instrument58515
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term336 Months
DueSep 16, 2048
Interest
Rate TypeFixed Rate
Rate3.5%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateApr 17, 2018
Property Address114 N BAILEY ST, LOWELL, AR 72745-8458
Document Number0000019373
Instrument DateApr 12, 2018
Instrument19373
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyWACO TITLE COMPANY, WACO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$462.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address114 N BAILEY ST LOWELL AR 727458458, LOWELL, AR 72745-8458

Mortgage

Document Number19374
DateApr 17, 2018
Instrument19374
Lender
NameHIGHLANDS RESID'L MTG
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
AmountAmount Recorded
Term360 Months
DueApr 16, 2048

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityLowell City
Unified School DistrictRogers Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,777.00 (+0.8%)$47,978 (-) Land $15,200 Building $32,778$239,890 (-) Land $76,000 Building $163,890
2025$2,755.00 (+98.63%)$47,978 (+56.89%) Land $15,200 Building $32,778$239,890 (-) Land $76,000 Building $163,890
2024$239,890 (+56.89%) Land $76,000 Building $163,890
2023$1,387.00 Homeowner's exemption$30,580 Land $7,200 Building $23,380$152,900 Land $36,000 Building $116,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimMay 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGDALE WATER UTILITIES
serves 100,795 people · EPA ID AR0000575
Water SourcePurchased surface water from BEAVER WATER DISTRICT
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Right Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N Bailey St

Nearby Streets

Search Property Records by Address or Parcel Number