Burke County property record for 114 Myrtle St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,552 sqft · built 1901 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jul 2024) |
| Tax Bill | $1,338 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1783933961 |
| Primary APN | 1783933961 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Porch | Slab |
| Porch Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 MYRTLE ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 114 MYRTLE ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21400 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 MYRTLE ST, MORGANTON, NC 28655-4122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Jul 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 27, 2023 | Warranty Deed, Transfer |
| Jan 5, 2018 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Prior Sale | Jul 27, 2023 · Amount on Record |
| Deed Document Number | 20246586 |
| Deed Book / Page | 2756 / 740 |
| Prior Transfer Date | Aug 16, 2013 |
| Prior Transfer Doc | 0021010889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 114 MYRTLE ST, MORGANTON, NC 28655-4122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0025850886 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 2585/886 |
| Instrument | 2021014014 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 25, 2024 |
| Property Address | 114 MYRTLE ST, MORGANTON, NC 28655-4122 |
| Document Number | 0027560740 |
| Book / Page | 2756 / 740 |
| Instrument Date | Jul 25, 2024 |
| Instrument | 2024006586 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2029 OLLIS PL, LENOIR, NC 28645-9785 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 114 MYRTLE ST, MORGANTON, NC 28655-4122 |
| Document Number | 2024006587 |
|---|---|
| Date | Jul 25, 2024 |
| Instrument | 2024006587 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.65% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.65% |
| Max Rate At Change | 8.65% |
| Index | 5-Year CMT |
| Max Rate | 12.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 27, 2023 |
| Property Address | 114 MYRTLE ST, MORGANTON, NC 28655-4122 |
| Document Number | 0026970447 |
| Book / Page | 2697 / 447 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023006860 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 MYRTLE ST, MORGANTON, NC 28655-4122 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 5, 2018 |
| Property Address | 114 MYRTLE ST, MORGANTON, NC 28655-4122 |
| Document Number | 0023280562 |
| Book / Page | 002328 / 000562 |
| Instrument Date | Jan 4, 2018 |
| Instrument | 11830 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 114 MYRTLE ST MORGANTON NC 286554122, MORGANTON, NC 28655-4122 |
| Document Number | 23280565 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 002328/000565 |
| Instrument | 11831 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2048 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,338.00 (+0.38%) | $222,789 (-) Land $22,911 Building $199,878 | $222,789 (-) Land $22,911 Building $199,878 |
| 2025 | $1,333.00 (+1.37%) | $222,789 (+1.64%) Land $22,911 Building $199,878 | $222,789 (+1.64%) Land $22,911 Building $199,878 |
| 2023 | $1,315.00 (+11.54%) | $219,184 (+38.86%) Land $22,911 Building $196,273 | $219,184 (+38.86%) Land $22,911 Building $196,273 |
| 2022 | $1,179.00 | $157,843 Land $20,036 Building $137,807 | $157,843 Land $20,036 Building $137,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compas X-Stream Cable | 1,000 / 50 |
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