114 Mill St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 114 Mill St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,930 sqft · built 1895
Lot Size	0.212 acres (9,229 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Mar 2021)
Tax Bill	$6,857 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00273-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`13-00273-0000-00005`
Alternative APNs	`130027300005` `00024834`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,930 sqft Living Area
Gross Area	2,763 sqft
Basement Area	833 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,229 sqft (0.212 acres)
Lot Width	150 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00024834
Street Address	114 MILL ST
City	FORKED RIVER
State	NJ
Zip	08731-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	150 X IRR 6,7
Legal Subdivision	DAVID S PARKER JR & EST/DAVID
Legal Block	273
Legal Lot Number	5
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2044
Census Tract	732003

Owner

114 Mill St is owned and occupied by an individual who bought it in March 2021.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	114 MILL ST, FORKED RIVER, NJ 08731-4203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 4, 2021	Deed, Transfer · FHA Mortgage AMERICAS CHOICE HOME LOANS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	202134516
Deed Book / Page	18348 / 1417
Prior Transfer Date	Apr 23, 2014
Prior Transfer Doc	0157911780
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	114 MILL ST, FORKED RIVER, NJ 08731-4203
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MILL ST, FORKED RIVER, NJ 08731-4203

Mortgage

Document Number	0203000703
Date	Mar 3, 2026
Book Page	20300/703
Instrument	2026016749

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 3, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	114 MILL ST, FORKED RIVER, NJ 08731-4203
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179621015
Date	Jul 13, 2020
Book Page	17962/1015
Instrument	2020072346

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 4, 2021
Property Address	114 MILL ST, FORKED RIVER, NJ 08731-4203
Document Number	0183481417
Book / Page	18348 / 1417
Instrument Date	Feb 17, 2021
Instrument	2021034516
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MID-STATE ABSTRACT COMPANY, MID STATE ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 JACQUELINE CT, 26, LANOKA HARBOR, NJ 08734-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MILL ST, FORKED RIVER, NJ 08731-4203

Mortgage

Document Number	2021034517
Date	Mar 4, 2021
Instrument	2021034517

Lender

Name	AMERICAS CHOICE HOME LOANS LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 114 Mill St was $6,857, up 8% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,700 (-) Land $98,000 Building $152,700	$250,700 (-) Land $98,000 Building $152,700
2025	$6,857.00 (+7.95%)	$250,700 Land $98,000 Building $152,700	$250,700 Land $98,000 Building $152,700
2024	$6,352.00
2023		$250,700 Land $98,000 Building $152,700	$250,700 Land $98,000 Building $152,700
2022	$5,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Mill St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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