Madison County property record for 114 Meadowlark Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,765 sqft |
| Lot Size | 0.492 acres (21,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Aug 2026) |
| Tax Bill | $2,239 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0012-0001 |
| Primary APN | B008-0012-0001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,765 sqft Living Area |
| Exterior Material | Stone |
|---|---|
| Lot Area | 21,468 sqft (0.492 acres) |
| Garage Type | Detached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 51402 |
|---|---|
| Street Address | 114 MEADOWLARK DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOWLARK LOT 7 & PT 6 BLK F |
| Legal Subdivision | MEADOWLARK |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11202 |
Source: Madison County records · APN B008-0012-0001
Assessment roll updated December 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 MEADOWLARK DR, BEREA, KY 40403-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 07, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Aug 07, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC |
| Dec 02, 2025 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Jul 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 03, 2017 | Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2026 · Amount on Record |
| Deed Sale | Aug 07, 2026 · Amount on Record |
| Deed Document Number | 202614367247 |
| Deed Book / Page | 886 / 635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 07, 2026 |
| Property Address | 114 MEADOWLARK DR, BEREA, KY 40403-1011 |
| Document Number | 0014367247 |
| Book / Page | 886 / 635 |
| Instrument Date | Aug 03, 2026 |
| Instrument | 202614367247 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,765.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 MEADOWLARK DR, BEREA, KY 40403-1011 |
| Document Number | 0014367250, |
|---|---|
| Date | Aug 07, 2026 |
| Instrument | 202614367250 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 07, 2026 |
| Property Address | 114 MEADOWLARK DR, BEREA, KY 40403-1011 |
| Document Number | 0014367250 |
| Book / Page | 2491 / 1 |
| Instrument Date | Aug 03, 2026 |
| Instrument | 202614367250 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0014367250, |
|---|---|
| Date | Aug 07, 2026 |
| Book Page | 2491/1 |
| Instrument | 202614367250 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 114 MEADOWLARK DR, BEREA, KY 40403-1011 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2428/417 |
|---|---|
| Date | Dec 02, 2025 |
| Book Page | M2428/417 |
| Instrument | 2014302399 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 21, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 114 MEADOWLARK DR, BEREA, KY 40403-1011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | M2070/225 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | M2070/225 |
| Instrument | 2014043736 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 114 MEADOWLARK DR, BEREA, KY 40403-1011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2013953939 |
|---|---|
| Date | Feb 03, 2017 |
| Book Page | M01726/437 |
| Instrument | 2013953939 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,239.00 (+84.28%) Homeowner's exemption | $237,000 (+70.14%) | $237,000 (+70.14%) |
| 2023 | $1,215.00 Homeowner's exemption | $139,300 | $139,300 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 284 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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