Berrien County property record for 114 Maple St, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,460 sqft · built 1901 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,216 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-0340-0112-00-3 |
| Primary APN | 47-0340-0112-00-3 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 161 ft deep x 66 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 114 MAPLE ST |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE N 161'OF LOT 112 VILLAGE OF THREE OAKS |
| Legal Subdivision | VILLAGE OF THREE OAKS |
| Legal Lot Number | 112 |
| Legal Unit | 112 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | THREE OAKS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 11400 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 MAPLE ST, THREE OAKS, MI 49128-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Nov 12, 2019 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2007 |
| Deed Sale | Sep 12, 2007 |
| Prior Sale | May 25, 2001 · Amount on Record |
| Deed Book / Page | 2809 / 1910 |
| Last Transfer Date | Dec 4, 2009 |
| Transfer Doc | 02906/3384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 114 MAPLE ST, THREE OAKS, MI 49128-1133 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 114 MAPLE ST, THREE OAKS, MI 49128-1133 |
| Document Number | 03471/4167 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 3471/4167 |
| Instrument | 2026453743 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 11, 2026 |
| Property Address | 114 MAPLE ST, THREE OAKS, MI 49128-1133 |
| Document Number | 0000463166 |
| Book / Page | 3479 / 3249 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2026463166 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 114 MAPLE ST, THREE OAKS, MI 49128-1133 |
| Document Number | 0000463166, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 3479/3249 |
| Instrument | 2026463166 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 114 MAPLE ST, THREE OAKS, MI 49128-1133 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03256/0330 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 3256/0330 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | NEW BUFFALO, MI 49117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 28, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 114 MAPLE ST, THREE OAKS, MI 49128-1133 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | NOT AVAILABLE, MERIDIAN TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 114 MAPLE ST, THREE OAKS, MI 49128-1133 |
| Document Number | 003346/958 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 3346/958 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Three Oaks Township |
| Municipality | Three Oaks Village |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,600 (+3.85%) | $307,200 (+3.85%) | |
| 2025 | $1,216.00 (+2.88%) Homeowner's exemption | $147,900 (+7.1%) | $295,800 (+7.1%) |
| 2024 | $1,182.00 (+10.06%) | ||
| 2023 | $138,100 | $276,200 | |
| 2022 | $1,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE OAKS serves 1,622 people · EPA ID MI0006600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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