Clark County property record for 114 Mallard Ln, Winchester, KY 40391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1970 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,500 (Apr 1997) |
| Tax Bill | $1,844 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-1002-014-00 |
| Primary APN | 043-1002-014-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 240 ft deep x 120 ft wide |
| Terrain | Rolling |
| Garage Area | 1,390 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 559800020001 |
|---|---|
| Street Address | 114 MALLARD LN |
| City | WINCHESTER |
| State | KY |
| Zip | 40391-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | LOT 13 UNIT 2 PLAT 639 |
| Legal Subdivision | GREENFIELD |
| Legal Lot Number | 13 |
| Legal Unit | 2 |
| Jurisdiction | CLARK KY |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20101 |
114 Mallard Ln is owned and occupied by two individuals who bought it in April 1997.
Source: Clark County records, as of April 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 MALLARD LN, WINCHESTER, KY 40391-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1997 · Amount on File |
| Deed Sale | Apr 1, 1997 · Amount on File |
| Deed Book / Page | 343 / 292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLARK KY |
| Recording Date | Apr 21, 2026 |
| Property Address | 114 MALLARD LN, WINCHESTER, KY 40391-1630 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 114 MALLARD LN, WINCHESTER, KY 40391-1630 |
| Date | Apr 21, 2026 |
|---|
| Name | STOCK YARDS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 114 Mallard Ln was $1,844 with a homeowner's exemption.
Source: Clark County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clark County |
| Unified School District | Clark County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,844.00 Homeowner's exemption | $241,000 Land $30,000 Building $211,000 | $241,000 Land $30,000 Building $211,000 |
| 2023 | $182,000 | $182,000 | |
| 2022 | $1,393.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Mallard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Mallard Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER MUNICIPAL UTILITIES private · serves 29,823 people · EPA ID KY0250473 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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