Monroe County property record for 114 Madison Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,450 sqft · built 1989 |
| Lot Size | 0.24 acres (10,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Apr 2019) |
| Tax Bill | $4,752 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-368-016-000 |
| Primary APN | 08-19-368-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,312 sqft (0.24 acres) |
| Garage Area | 782 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 748 sqft |
| Porch | Slab |
| Porch Area | 372 sqft |
| Patio Area | 291 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 MADISON DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 129 EAST RIDGE 4 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 129 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-19-368-016-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 MADISON DR, WATERLOO, IL 62298-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Apr 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage STATE BK/WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on Record |
| Deed Sale | Apr 26, 2019 · Amount on Record |
| Deed Document Number | 2019401112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 114 MADISON DR, WATERLOO, IL 62298-1558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000411923 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 411923 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 26, 2019 |
| Property Address | 114 MADISON DR, WATERLOO, IL 62298-1558 |
| Document Number | 0000401112 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 401112 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 MADISON DR WATERLOO IL 622981558, WATERLOO, IL 62298-1558 |
| Document Number | 401113 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 401113 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298-0148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Rate | 4.37% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,490 (+23.94%) Land $16,520 Building $73,970 | $271,470 (+23.94%) Land $49,560 Building $221,910 | |
| 2024 | $4,752.00 | ||
| 2022 | Additional exemption filed | $73,010 Land $15,230 Building $57,780 | $219,030 Land $45,690 Building $173,340 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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